San Diego County property record for 5035 Palmera Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,797 sqft · built 1997 |
| Lot Size | 0.236 acres (10,287 sqft) |
| Owner | Company Name on File |
| Last Sale | $759,000 (May 2020) |
| Tax Bill | $9,512 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2024 Second Mortgage + 9 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-622-15-00 |
| Primary APN | 158-622-15-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,797 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 10,287 sqft (0.236 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5035 PALMERA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-HD |
| Legal Description | LOT 49 TR 013241 |
| Legal Subdivision | PALMERA |
| Legal Tract | 013241 |
| Legal Block | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19301 |
Source: San Diego County records · APN 158-622-15-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 27, 2020 | Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Oct 27, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 01, 2021 | Intrafamily Transfer, Transfer CORINTHIAN TITLE |
| Jul 29, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 06, 2020 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BK |
| May 07, 2020 | Grant Deed, Transfer · Conventional Mortgage NFM CNSLTS |
| Mar 07, 2019 | Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU |
| Mar 08, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2020 · Amount on Record |
| Deed Sale | May 07, 2020 · Amount on Record |
| Prior Sale | Nov 26, 1996 · Amount on Record |
| Deed Document Number | 2020233445 |
| Last Transfer Date | Oct 22, 2020 |
| Transfer Doc | 0000407991 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 15, 2026 |
| Property Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000171012 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 2026171012 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000171012, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 2026171012 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000078597 |
|---|---|
| Date | Mar 29, 2024 |
| Instrument | 2024-0078597 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Title Company | CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000466493 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 2022-0466493 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Nov 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 27, 2020 |
| Property Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000661227 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 661227 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2020 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5035 PALMERA DR OCEANSIDE CA 920562109, OCEANSIDE, CA 92056-2109 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 27, 2020 |
| Property Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000661225 |
| Map Reference | MAP 13241 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 2020-0661225 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000661226 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020-0661226 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 01, 2021 |
| Property Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000407991 |
| Map Reference | MAP 13241 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 2021-0407991 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | CORINTHIAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 29, 2020 |
| Property Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000415768 |
| Instrument Date | May 15, 2020 |
| Instrument | 415768 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5035 PALMERA DR OCEANSIDE CA 920562109, OCEANSIDE, CA 92056-2109 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000233447 |
| Instrument Date | May 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5140 MAPLEWOOD CIR OCEANSIDE CA 920562012, OCEANSIDE, CA 92056-2012 |
| Document Number | 0000233447 |
|---|---|
| Date | May 07, 2020 |
| Instrument | 233447 |
| Name | HOMETRUST BK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 07, 2020 |
| Property Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000233445 |
| Instrument Date | Mar 09, 2020 |
| Instrument | 233445 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2020 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $835.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5035 PALMERA DR OCEANSIDE CA 920562109, OCEANSIDE, CA 92056-2109 |
| Document Number | 233446 |
|---|---|
| Date | May 07, 2020 |
| Instrument | 233446 |
| Name | NFM CNSLTS |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000088583 |
| Instrument Date | Mar 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2019 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5035 PALMERA DR OCEANSIDE CA 920562109, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000088583 |
|---|---|
| Date | Mar 13, 2019 |
| Instrument | 88583 |
| Name | FRONTWAVE CU |
|---|---|
| Address | OCEANSIDE, CA 92056 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5035 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000117415 |
| Instrument Date | Mar 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5035 PALMERA DR OCEANSIDE CA 920562109, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000117415 |
|---|---|
| Date | Mar 15, 2017 |
| Instrument | 117415 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $846,671 (+2%) Land $422,778 Building $423,893 | |
| 2025 | $9,512.00 (+8.52%) Homeowner's exemption | $830,071 (+4.04%) Land $414,489 Building $415,582 |
| 2023 | $8,765.00 (+0.26%) Homeowner's exemption | $797,841 Land $398,395 Building $399,446 |
| 2022 | $8,742.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 584 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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