San Diego County property record for 5031 Palmera Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,057 sqft · built 1997 |
| Lot Size | 0.235 acres (10,219 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Nov 1996) |
| Tax Bill | $7,276 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Dec 2020 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-622-16-00 |
| Primary APN | 158-622-16-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,057 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 10,219 sqft (0.235 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5031 PALMERA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-HD |
| Legal Description | LOT 50 TR 013241 |
| Legal Subdivision | PALMERA |
| Legal Tract | 013241 |
| Legal Block | 2 |
| Legal Lot Number | 50 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19301 |
5031 Palmera Dr is owned and occupied by two individuals who acquired it in December 2022.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5031 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA |
| Dec 29, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 5, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| May 5, 2020 | Affidavit of Death, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO |
| Sep 17, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 1996 · Amount on File |
| Deed Sale | Nov 25, 1996 · Amount on File |
| Deed Document Number | 1996596081 |
| Last Transfer Date | Dec 13, 2022 |
| Transfer Doc | 0000479743 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 27, 2022 |
| Property Address | 5031 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000479743 |
| Map Reference | MAP 13241 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 2022-0479743 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5031 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5031 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000479744 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022-0479744 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | 1-Year T-Bill |
| Max Rate | 10.8% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 29, 2020 |
| Property Address | 5031 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000840206 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 840206 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5031 PALMERA DR OCEANSIDE CA 920562109, OCEANSIDE, CA 92056-2109 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 5, 2020 |
| Property Address | 5031 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000226049 |
| Map Reference | MAP 13241 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 2020-0226049 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5031 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000226050 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 2020-0226050 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 5, 2020 |
| Property Address | 5031 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000226048 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 226048 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5031 PALMERA DR OCEANSIDE CA 920562109, OCEANSIDE, CA 92056-2109 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 17, 2020 |
| Property Address | 5031 PALMERA DR, OCEANSIDE, CA 92056-2109 |
| Document Number | 0000546342 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 546342 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5031 PALMERA DR OCEANSIDE CA 920562109, OCEANSIDE, CA 92056-2109 |
The 2025 property tax bill for 5031 Palmera Dr was $7,276.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $637,648 (+2%) Land $438,826 Building $198,822 | |
| 2025 | $7,276.00 | $625,146 Land $430,222 Building $194,924 |
| 2023 | $2,619.00 (+0.31%) Homeowner's exemption | $229,581 Land $71,728 Building $157,853 |
| 2022 | $2,611.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5031 Palmera Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 5031 Palmera Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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