San Diego County property record for 5044 Palmera Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,665 sqft · built 1997 |
| Lot Size | 0.3 acres (13,069 sqft) |
| Owner | Company Name on Record |
| Last Sale | $212,500 (Oct 1996) |
| Tax Bill | $4,045 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-622-29-00 |
| Primary APN | 158-622-29-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,665 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 13,069 sqft (0.3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5044 PALMERA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-HD |
| Legal Description | LOT 63 TR 013241 |
| Legal Subdivision | PALMERA |
| Legal Tract | 013241 |
| Legal Block | 2 |
| Legal Lot Number | 63 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 19301 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5044 PALMERA DR, OCEANSIDE, CA 92056-2108 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 2, 2019 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Nov 17, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU |
| Jan 27, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 1996 · Amount on Record |
| Deed Sale | Oct 30, 1996 · Amount on Record |
| Deed Document Number | 1996550086 |
| Last Transfer Date | Apr 7, 2012 |
| Transfer Doc | 0000254535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5044 PALMERA DR, OCEANSIDE, CA 92056-2108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WESTCOR LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000114756 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 2019-0114756 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5044 PALMERA DR, OCEANSIDE, CA 92056-2108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5044 PALMERA DR, OCEANSIDE, CA 92056-2108 |
| Document Number | 0000794247 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021-0794247 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5044 PALMERA DR, OCEANSIDE, CA 92056-2108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5044 PALMERA DR, OCEANSIDE, CA 92056-2108 |
| Document Number | 0000156156 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 2022-0156156 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5044 PALMERA DR, OCEANSIDE, CA 92056-2108 |
| Document Number | 0000065823 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5044 PALMERA DR OCEANSIDE CA 920562108, OCEANSIDE, CA 92056-2108 |
| Document Number | 0000065823 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 65823 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 9, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $352,994 (+2%) Land $80,557 Building $272,437 | |
| 2025 | $4,045.00 (+8.33%) Homeowner's exemption | $346,074 (+4.04%) Land $78,978 Building $267,096 |
| 2023 | $3,734.00 (+0.3%) Homeowner's exemption | $332,637 Land $75,912 Building $256,725 |
| 2022 | $3,723.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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