5023 Palmera Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 5023 Palmera Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,797 sqft · built 1997
Lot Size	0.276 acres (12,013 sqft)
Owner	Company Name on Record
Last Sale	$218,500 (Nov 1996)
Tax Bill	$4,497 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`158-622-18-00`

Property Details

APN / Parcel Number

Primary APN	`158-622-18-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,797 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	12,013 sqft (0.276 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5023 PALMERA DR
City	OCEANSIDE
State	CA
Zip	92056-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-HD
Legal Description	LOT 52 TR 013241
Legal Subdivision	PALMERA
Legal Tract	013241
Legal Block	2
Legal Lot Number	52
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5023 PALMERA DR, OCEANSIDE, CA 92056-2107
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 1996 · Amount on Record
Deed Sale	Nov 22, 1996 · Amount on Record
Deed Document Number	1996594082
Last Transfer Date	Dec 13, 2007
Transfer Doc	0000784787
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5023 PALMERA DR, OCEANSIDE, CA 92056-2107
Document Number	0000290468
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5023 PALMERA DR OCEANSIDE CA 920562107, OCEANSIDE, CA 92056-2107

Mortgage

Document Number	0000290468
Date	Jul 17, 2018
Instrument	290468

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 16, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$393,845 (+2%) Land $83,528 Building $310,317
2025	$4,497.00 (+8.36%) Homeowner's exemption	$386,124 (+4.04%) Land $81,891 Building $304,233
2023	$4,150.00 (+0.29%) Homeowner's exemption	$371,132 Land $78,712 Building $292,420
2022	$4,138.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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