5035 Gum Fork Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5035 Gum Fork Rd, Gloucester, VA 23061 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2017
Lot Size	2.33 acres (101,930 sqft)
Owner	Individual Name on File
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Nov 2020 Refinance Jul 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`33192`

Property Details

APN / Parcel Number

Primary APN	`33192`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	101,930 sqft (2.33 acres)
Garage Area	200 sqft
Deck Area	20 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	5035 GUM FORK RD
City	GLOUCESTER
State	VA
Zip	23061-3553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GUM FORK
Legal Subdivision	PLAT: PB23 270-274
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	3
Census Block	3030
Census Tract	100302

Owner

Source: Gloucester County records · APN 33192

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5035 GUM FORK RD, GLOUCESTER, VA 23061-3553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHESAPEAKE BANK
Jul 12, 2017	Intrafamily Transfer, Transfer · Construction Mortgage CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Dec 29, 2016
Last Transfer Date	Jul 12, 2017
Transfer Doc	170003247
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5035 GUM FORK RD, GLOUCESTER, VA 23061-3553
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200006524
Date	Nov 23, 2020
Instrument	200006524

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2040

Interest

Rate Type	Fixed Rate
Rate	3.38%

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 12, 2017
Property Address	5035 GUM FORK RD, GLOUCESTER, VA 23061-3553
Document Number	170003247
Instrument Date	Jul 10, 2017
Instrument	170003247
Transaction Type	Transfer
Record Updated	Oct 05, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5035 GUM FORK RD, GLOUCESTER, VA 23061-3553

Mortgage

Document Number	170003248
Date	Jul 12, 2017
Instrument	170003248

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,810.00 (+5.36%)	$294,850 (-) Land $57,710 Building $237,140	$294,850 (-) Land $57,710 Building $237,140
2024	$1,718.00	$294,850 (-) Land $57,710 Building $237,140	$294,850 (-) Land $57,710 Building $237,140
2023	$1,718.00 (+6.58%)	$294,850 (+32.56%) Land $57,710 Building $237,140	$294,850 (+32.56%) Land $57,710 Building $237,140
2022	$1,612.00	$222,420 Land $54,050 Building $168,370	$222,420 Land $54,050 Building $168,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510731003023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2003–2009)
Most Recent Claim	Nov 2009, rainfall accumulation

Wildfire

Wildfire Risk	Low above 32% of the US · above 54% of Virginia
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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