4897 Gum Fork Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 4897 Gum Fork Rd, Gloucester, VA 23061

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,279 sqft · built 1995
Lot Size1.5 acres (65,340 sqft)
OwnerIndividual Name on Record
Tax Bill$2,133 (2026)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN28062

Property Details

APN / Parcel Number

Primary APN28062

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,279 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area65,340 sqft (1.5 acres)
Pool TypeAbove-Ground Pool
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4897 GUM FORK RD
CityGLOUCESTER
StateVA
Zip23061-3533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSC-1
Legal DescriptionMARLSPRINGS SUBDIV LOT 2
Legal SubdivisionMARLSPRINGS
Legal Lot Number2
JurisdictionGLOUCESTER VA
Township / Civil DivisionABINGDON
Census Block Group4
Census Block4000
Census Tract100302

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4897 GUM FORK RD, GLOUCESTER, VA 23061-3533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 28, 2011
Transfer Doc0000002396
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address4897 GUM FORK RD, GLOUCESTER, VA 23061-3533
Transaction TypeMortgage
Record UpdatedJun 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180003218
DateJul 26, 2018
Instrument180003218
Lender
NameCHESAPEAKE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,133.00 (+5.54%)$365,940 (+11.15%) Land $65,630 Building $300,310$365,940 (+11.15%) Land $65,630 Building $300,310
2025$2,021.00 (+5.32%)$329,220 (-) Land $61,630 Building $267,590$329,220 (-) Land $61,630 Building $267,590
2024$1,919.00$329,220 (-) Land $61,630 Building $267,590$329,220 (-) Land $61,630 Building $267,590
2023$1,919.00 (-0.67%)$329,220 (+23.53%) Land $61,630 Building $267,590$329,220 (+23.53%) Land $61,630 Building $267,590
2022$1,932.00$266,520 Land $54,880 Building $211,640$266,520 Land $54,880 Building $211,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Gum Fork Rd

Nearby Streets

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