4907 Gum Fork Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 4907 Gum Fork Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,209 sqft · built 1995
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2024)
Tax Bill	$1,393 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28104`

Property Details

APN / Parcel Number

Primary APN	`28104`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,209 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4907 GUM FORK RD
City	GLOUCESTER
State	VA
Zip	23061-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	MARLSPRINGS SUBDIV LOT 1
Legal Subdivision	MARLSPRINGS
Legal Lot Number	1
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4000
Census Tract	100302

Owner

4907 Gum Fork Rd is owned and occupied by an individual who bought it in May 2024.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4907 GUM FORK RD, GLOUCESTER, VA 23061-3534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION
Jul 6, 2017	Warranty Deed, Transfer · FHA Mortgage UNION MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2024 · Amount on File
Deed Sale	May 28, 2024 · Amount on File
Prior Sale	Jul 6, 2017 · Amount on File
Deed Document Number	20241930
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4907 GUM FORK RD, GLOUCESTER, VA 23061-3534
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220004993
Date	Sep 12, 2022
Instrument	220004993

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 12, 2052

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 6, 2017
Property Address	4907 GUM FORK RD, GLOUCESTER, VA 23061-3534
Document Number	170003175
Instrument Date	Apr 4, 2017
Instrument	170003175
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	TITLE CONCEPTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4907 GUM FORK RD, GLOUCESTER, VA 23061-3534

Mortgage

Document Number	170003176
Date	Jul 6, 2017
Instrument	170003176

Lender

Name	UNION MORTGAGE GROUP INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	170003177
Date	Jul 6, 2017
Instrument	170003177

Lender

Name	UNION MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	57 Months
Due	Apr 23, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4907 Gum Fork Rd was $1,393, up 5.5% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,393.00 (+5.45%)	$238,940 (+11.03%) Land $62,430 Building $176,510	$238,940 (+11.03%) Land $62,430 Building $176,510
2025	$1,321.00 (+5.34%)	$215,210 (-) Land $58,630 Building $156,580	$215,210 (-) Land $58,630 Building $156,580
2024	$1,254.00	$215,210 (-) Land $58,630 Building $156,580	$215,210 (-) Land $58,630 Building $156,580
2023	$1,254.00 (+9.71%)	$215,210 (+36.39%) Land $58,630 Building $156,580	$215,210 (+36.39%) Land $58,630 Building $156,580
2022	$1,143.00	$157,790 Land $54,880 Building $102,910	$157,790 Land $54,880 Building $102,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4907 Gum Fork Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4907 Gum Fork Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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