San Diego County property record for 5014 Palmera Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,797 sqft · built 1997 |
| Lot Size | 0.249 acres (10,861 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,250,000 (Dec 2025) |
| Tax Bill | $7,717 (2025) |
| Deeds & Mortgages | Feb 2025 Construction Loan Dec 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-622-27-00 |
| Primary APN | 158-622-27-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,797 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 10,861 sqft (0.249 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5014 PALMERA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-HD |
| Legal Description | LOT 61 TR 013241 |
| Legal Subdivision | PALMERA |
| Legal Tract | 013241 |
| Legal Block | 2 |
| Legal Lot Number | 61 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 19301 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2812 TURNBULL ST, OCEANSIDE, CA 92054-3739 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 13, 2025 | Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK |
| Dec 3, 2025 | Grant Deed, Transfer · Conventional Mortgage WEST CAPITAL LENDING INC |
| Mar 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TJ FINANCIAL INC |
| Mar 11, 2022 | Intrafamily Transfer, Transfer WESTERN RESOURCES TITLE |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on Record |
| Deed Sale | Dec 3, 2025 · Amount on Record |
| Prior Sale | Dec 17, 2009 · Amount on Record |
| Deed Document Number | 2025341779 |
| Prior Transfer Date | Mar 7, 2022 |
| Prior Transfer Doc | 0000111374 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5014 PALMERA DR, OCEANSIDE, CA 92056-2106 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5014 PALMERA DR, OCEANSIDE, CA 92056-2106 |
| Document Number | 0000036424 |
|---|---|
| Date | Feb 13, 2025 |
| Instrument | 2025-0036424 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 7, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 3, 2025 |
| Property Address | 5014 PALMERA DR, OCEANSIDE, CA 92056-2106 |
| Document Number | 0000341779 |
| Map Reference | MAP 13241 |
| Instrument Date | Nov 16, 2025 |
| Instrument | 2025-0341779 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2812 TURNBULL ST, OCEANSIDE, CA 92054-3739 |
| Document Number | 0000341780 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 2025-0341780 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5014 PALMERA DR, OCEANSIDE, CA 92056-2106 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 5014 PALMERA DR, OCEANSIDE, CA 92056-2106 |
| Document Number | 0000134479 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022-0134479 |
| Name | TJ FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | MONROVIA, CA 91016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 11, 2022 |
| Property Address | 5014 PALMERA DR, OCEANSIDE, CA 92056-2106 |
| Document Number | 0000111374 |
| Map Reference | MAP 13241 |
| Instrument Date | Mar 7, 2022 |
| Instrument | 2022-0111374 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | WESTERN RESOURCES TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5014 PALMERA DR, OCEANSIDE, CA 92056-2106 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5014 PALMERA DR, OCEANSIDE, CA 92056-2106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5014 PALMERA DR, OCEANSIDE, CA 92056-2106 |
| Document Number | 0000631973 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020-0631973 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,250,000 (+86.23%) Land $320,146 Building $929,854 | |
| 2025 | $7,717.00 (+8.49%) Homeowner's exemption | $671,210 (+4.04%) Land $171,908 Building $499,302 |
| 2023 | $7,113.00 (+0.25%) Homeowner's exemption | $645,148 Land $165,234 Building $479,914 |
| 2022 | $7,095.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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