503 Scioto St, Urbana, OH 43078 Property Records

Champaign County property record for 503 Scioto St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,929 sqft · built 1983
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Apr 2012)
Tax Bill	$4,132 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027274-4`

Property Details

APN / Parcel Number

Primary APN	`027274-4`
Alternative APN	`K48-25-11-02-30-069-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,929 sqft Living Area
Gross Area	3,353 sqft
1st Floor Area	1,381 sqft
Upper Floors Area	1,156 sqft
Attic	Attic
Attic Area	392 sqft
Basement Area	426 sqft
Unfinished Basement	426 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	165 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	027274-4
Street Address	503 SCIOTO ST
City	URBANA
State	OH
Zip	43078-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 11-05-23 __ 60 FT ON SCIOTO 165 FT DEPTHATTACH TO 070-02NEW SURVEY FILED 4/24/12
Legal Range	11W
Legal Township	25N
Legal Section	2
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2000
Census Tract	10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Scioto Street Historic District listed 1984 · 70 contributing resources · NRIS 84002908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	503 SCIOTO ST, URBANA, OH 43078-2132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2012 · Amount on Record
Deed Sale	Apr 24, 2012 · Amount on Record
Prior Sale	Sep 23, 2003 · Amount on Record
Deed Document Number	20121845
Deed Book / Page	505 / 866
Last Transfer Date	Jun 11, 2015
Transfer Doc	532/2132
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	503 SCIOTO ST, URBANA, OH 43078-2132
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00601/3615
Date	Aug 8, 2025
Book Page	601/3615
Instrument	202500002989

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	PO BOX 340134, BEAVERCREEK, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2050

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Feb 24, 2022
Property Address	503 SCIOTO ST, URBANA, OH 43078-2132
Document Number	00583/5571
Book / Page	583 / 5571
Instrument Date	Feb 18, 2022
Instrument	202200001039
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	TEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	503 SCIOTO ST, URBANA, OH 43078-2132

Mortgage

Document Number	202200001040
Date	Feb 24, 2022
Instrument	202200001040

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,132.00 (-0.94%)	$119,990 (+26.15%) Land $10,870 Building $109,120	$342,830 (+26.15%) Land $31,050 Building $311,780
2024	$4,171.00 (+2.76%)	$95,120 (-) Land $7,220 Building $87,900
2023	$4,059.00 (+1.7%)	$95,120 (-) Land $7,220 Building $87,900	$271,760 (-) Land $20,630 Building $251,130
2022	$3,991.00 Homeowner's exemption	$95,120 Land $7,220 Building $87,900	$271,760 Land $20,630 Building $251,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: CT Communications Network, Verizon.

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