472 Scioto St, Urbana, OH 43078 Property Records

Champaign County property record for 472 Scioto St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,854 sqft · built 1845
Lot Size	0.277 acres (12,066 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Feb 2026)
Tax Bill	$5,052 (2025)
Deeds & Mortgages	Jun 2015 Line of Credit Sep 2020 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`024074-7`

Property Details

APN / Parcel Number

Primary APN	`024074-7`
Alternative APN	`K48-25-00-03-01-001-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,854 sqft Living Area
Gross Area	4,000 sqft
1st Floor Area	2,000 sqft
Upper Floors Area	1,272 sqft
Attic	Attic
Attic Area	1,272 sqft
Basement Area	1,272 sqft
Unfinished Basement	1,272 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1845
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	12,066 sqft (0.277 acres)
Lot Dimensions	165 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	945 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	804 sqft
Patio Area	620 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	024074-7
Street Address	472 SCIOTO ST
City	URBANA
State	OH
Zip	43078-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ BALDWIN ADDNSE PT LOT DNEW SURVEY FILED 3/12/14
Legal Subdivision	BALDWIN ADD
Legal Lot Number	D
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2020
Census Tract	10500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Scioto Street Historic District listed 1984 · 70 contributing resources · NRIS 84002908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 216, ARCHBOLD, OH 43502-0216
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2015	Deed of Trust, Mortgage · Line of Credit CENTURY NATIONAL BANK
Sep 14, 2020	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK
Feb 2, 2026	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS STATE BANK
Dec 9, 2025	Affidavit of Death of Joint Tenant, Transfer
Jul 31, 2023	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 31, 2023	Affidavit of Death of Joint Tenant, Transfer TEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC
Sep 14, 2020	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	Jul 31, 2023 · Amount on Record
Deed Document Number	2026452
Deed Book / Page	604 / 2391
Prior Transfer Date	Jul 25, 2023
Prior Transfer Doc	00591/2619
Record Updated	Sep 20, 2026

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	472 SCIOTO ST, URBANA, OH 43078-2131
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00532/2283
Date	Jun 16, 2015
Book Page	532/2283
Instrument	201500002389

Lender

Name	CENTURY NATIONAL BANK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 16, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	472 SCIOTO ST, URBANA, OH 43078-2131
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00573/2009
Date	Sep 14, 2020
Book Page	573/2009
Instrument	202000004164

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 16, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	472 SCIOTO ST, URBANA, OH 43078-2131
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00572/3308
Date	Jul 28, 2020
Book Page	572/3308
Instrument	202000003315

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Feb 2, 2026
Property Address	472 SCIOTO ST, URBANA, OH 43078-2131
Document Number	00604/2391
Book / Page	604 / 2391
Map Reference	SL 290 CAB 1
Instrument Date	Jan 28, 2026
Instrument	202600000452
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	SAFECO LAND TITLE, SAFE HANDS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 216, ARCHBOLD, OH 43502-0216

Mortgage

Document Number	202600000453
Date	Feb 2, 2026
Instrument	202600000453

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

December 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CHAMPAIGN OH
Recording Date	Dec 9, 2025
Property Address	472 SCIOTO ST, URBANA, OH 43078-2131
Document Number	00603/3911
Book / Page	603 / 3911
Map Reference	SL 290 CAB 1
Instrument Date	Dec 1, 2025
Instrument	202500004979
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 SCIOTO ST, URBANA, OH 43078-2131

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jul 31, 2023
Property Address	472 SCIOTO ST, URBANA, OH 43078-2131
Document Number	00591/2625
Book / Page	591 / 2625
Map Reference	CAB 1 SL 290
Instrument Date	Jul 13, 2023
Instrument	202300002814
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	TEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202300002815
Date	Jul 31, 2023
Instrument	202300002815

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CHAMPAIGN OH
Recording Date	Jul 31, 2023
Property Address	472 SCIOTO ST, URBANA, OH 43078-2131
Document Number	00591/2619
Book / Page	591 / 2619
Map Reference	SL 290 CAB 1
Instrument Date	Jul 13, 2023
Instrument	202300002812
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	TEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	472 SCIOTO ST, URBANA, OH 43078-2131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	573/2009
Date	Sep 14, 2020
Book Page	573/2009
Instrument	202000004164

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 16, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	472 SCIOTO ST, URBANA, OH 43078-2131
Transaction Type	Mortgage
Record Updated	Aug 24, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	572/3308
Date	Jul 28, 2020
Book Page	572/3308
Instrument	202000003315

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,052.00 (-0.94%)	$146,700 (+39.12%) Land $10,870 Building $135,830	$419,140 (+39.11%) Land $31,050 Building $388,090
2024	$5,100.00 (+13.33%)	$105,450 (-) Land $7,220 Building $98,230
2023	$4,500.00 (-0.51%)	$105,450 (-) Land $7,220 Building $98,230	$301,300 (-) Land $20,630 Building $280,670
2022	$4,523.00	$105,450 Land $7,220 Building $98,230	$301,300 Land $20,630 Building $280,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: CT Communications Network, Verizon.

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