463 Scioto St, Urbana, OH 43078 Property Records

Champaign County property record for 463 Scioto St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,321 sqft · built 1837
Lot Size	1.78 acres (77,830 sqft)
Owner	Individual Name on Record
Last Sale	$54,500 (Mar 2007)
Tax Bill	$6,506 (2025)
Deeds & Mortgages	Sep 2023 Transfer Mar 2007 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027272-8`

Property Details

APN / Parcel Number

Primary APN	`027272-8`
Alternative APN	`K48-25-11-02-30-067-01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,321 sqft Living Area
Gross Area	4,948 sqft
1st Floor Area	2,492 sqft
Attic	Attic
Attic Area	204 sqft
Basement Area	2,031 sqft
Unfinished Basement	2,031 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1837
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Brick/Stone
Foundation Type	No Foundation
Lot Area	77,830 sqft (1.78 acres)
Lot Dimensions	362 ft deep x 165 ft wide
Garage Type	Mixed
Garage Area	2,139 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Patio Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	027272-8
Street Address	463 SCIOTO ST
City	URBANA
State	OH
Zip	43078-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 11-05-23 __ NE 1/4 SEC 23
Legal Range	11W
Legal Township	25N
Legal Section	2
Legal Subdivision	T M GWYNNES FIFTH ADDITION
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2000
Census Tract	10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Scioto Street Historic District listed 1984 · 70 contributing resources · NRIS 84002908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	463 SCIOTO ST, URBANA, OH 43078-2130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Transfer on Death Deed, Transfer
Mar 26, 2007	Corporation Deed, Transfer · ARM UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2007 · Amount on Record
Deed Sale	Mar 26, 2007 · Amount on Record
Deed Document Number	20071631
Deed Book / Page	462 / 385
Record Updated	Sep 20, 2026

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Sep 26, 2023
Property Address	463 SCIOTO ST, URBANA, OH 43078-2130
Document Number	00592/1765
Book / Page	592 / 1765
Map Reference	MB 14 PG 581
Instrument Date	Jan 26, 2022
Instrument	202300003680
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

March 2007: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Mar 26, 2007
Property Address	463 SCIOTO ST, URBANA, OH 43078-2130
Document Number	000462/385
Book / Page	462 / 385
Map Reference	MB A PG113
Instrument Date	Mar 2, 2007
Instrument	200700001631
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	RESOURCE TITLE, RESOURCE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	463 SCIOTO ST, URBANA, OH 43078-2130

Mortgage

Document Number	200700001632
Date	Mar 26, 2007
Instrument	200700001632

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Max Rate	12.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,506.00 (-0.82%)	$166,850 (+34.24%) Land $22,950 Building $143,900	$476,720 (+34.23%) Land $65,580 Building $411,140
2024	$6,560.00 (+8.56%) Homeowner's exemption Senior Citizen's exemption	$124,290 (-) Land $17,730 Building $106,560
2023	$6,043.00 (-0.71%) Homeowner's exemption Senior Citizen's exemption	$124,290 (-) Land $17,730 Building $106,560	$355,140 (-) Land $50,670 Building $304,470
2022	$6,086.00 Homeowner's exemption Senior Citizen's exemption	$124,290 Land $17,730 Building $106,560	$355,140 Land $50,670 Building $304,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: CT Communications Network, Verizon.

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