527 Scioto St, Urbana, OH 43078 Property Records

Champaign County property record for 527 Scioto St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,389 sqft · built 1880
Lot Size	0.454 acres (19,800 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jun 2019)
Tax Bill	$3,249 (2025)
Deeds & Mortgages	Mar 2013 Line of Credit Dec 2005 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027284-1`

Property Details

APN / Parcel Number

Primary APN	`027284-1`
Alternative APN	`K48-25-11-02-30-080-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,389 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	1,451 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1960
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	Raised
Lot Area	19,800 sqft (0.454 acres)
Lot Dimensions	330 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	027284-1
Street Address	527 SCIOTO ST
City	URBANA
State	OH
Zip	43078-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 11-05-23 __ 60 X 330 SCIOTO STNO FURTHER TRANSFERS WITHOUT SURVEY
Legal Range	11W
Legal Township	25N
Legal Section	2
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2000
Census Tract	10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Scioto Street Historic District listed 1984 · 70 contributing resources · NRIS 84002908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	527 SCIOTO ST, URBANA, OH 43078-2132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2013	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Dec 7, 2005	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Nov 25, 1998 · Amount on Record
Deed Document Number	20192409
Deed Book / Page	566 / 2917
Record Updated	Oct 29, 2026

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	527 SCIOTO ST, URBANA, OH 43078-2132
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00513/2386
Date	Mar 18, 2013
Book Page	513/2386
Instrument	201300001309

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	45329

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2028

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	527 SCIOTO ST, URBANA, OH 43078-2132
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000448/830
Date	Dec 7, 2005
Book Page	448/830
Instrument	200500008419

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	6750 MILLER RD, BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jun 27, 2019
Property Address	527 SCIOTO ST, URBANA, OH 43078-2132
Document Number	00566/2917
Book / Page	566 / 2917
Instrument Date	Jun 14, 2019
Instrument	201900002409
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TEAM TITLE AND CLOSING SERVICES, TEAM TITLE & CLOSING SVC LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	527 SCIOTO ST, URBANA, OH 43078-2132

Mortgage

Document Number	201900002410
Date	Jun 27, 2019
Instrument	201900002410

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,249.00 (-0.79%)	$80,310 (+23.59%) Land $11,910 Building $68,400	$229,460 (+23.6%) Land $34,020 Building $195,440
2024	$3,275.00 (-5.02%)	$64,980 (-) Land $7,910 Building $57,070
2023	$3,448.00 (-0.4%)	$64,980 (-) Land $7,910 Building $57,070	$185,650 (-) Land $22,600 Building $163,050
2022	$3,462.00	$64,980 Land $7,910 Building $57,070	$185,650 Land $22,600 Building $163,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: CT Communications Network, Verizon.

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