Elkhart County property record for 503 E Spring St, Middlebury, IN 46540
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,169 sqft · built 1963 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $204,800 (Oct 2015) |
| Tax Bill | $2,865 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-10-477-006.000-035 |
| Primary APN | 20-08-10-477-006.000-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,169 sqft Living Area |
| Gross Area | 3,993 sqft |
| 1st Floor Area | 2,169 sqft |
| Basement Area | 864 sqft |
| Family Room | Family Room |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| View / Lot | Extra Front |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 312 sqft |
| Deck Area | Deck Area |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 503 E SPRING ST |
|---|---|
| City | MIDDLEBURY |
| State | IN |
| Zip | 46540-8415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | 1ST ADD TO KRIDER NURSERIES INC LOT 26 |
| Legal Subdivision | 1ST ADD TO KRIDER NURSERIES INC |
| Legal Tract | 1 |
| Legal Block | 477 |
| Legal Lot Number | 26 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | MIDDLEBURY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 801 |
Source: Elkhart County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 503 E SPRING ST, MIDDLEBURY, IN 46540-8415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2015 · Amount on Record |
| Deed Sale | Oct 26, 2015 · Amount on Record |
| Deed Document Number | 201522196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 503 E SPRING ST, MIDDLEBURY, IN 46540-8415 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003450 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 2020-23450 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, IN 46975 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
Source: Elkhart County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Middlebury Township |
| Municipality | Middlebury Town |
| Unified School District | Middlebury Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $311,800 (+8.83%) Land $22,100 Building $289,700 | $311,800 (+8.83%) Land $22,100 Building $289,700 | |
| 2024 | $2,865.00 (+25.27%) | $286,500 (+11.83%) Land $22,100 Building $264,400 | $286,500 (+11.83%) Land $22,100 Building $264,400 |
| 2023 | $256,200 (+12.02%) Land $22,100 Building $234,100 | $256,200 (+12.02%) Land $22,100 Building $234,100 | |
| 2022 | $2,287.00 Homeowner's exemption | $228,700 Land $22,100 Building $206,600 | $228,700 Land $22,100 Building $206,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 45% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLEBURY WATER DEPARTMENT serves 3,420 people · EPA ID IN5220014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, New Paris Telephone Company.
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