Elkhart County property record for 403 E Spring St, Middlebury, IN 46540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,844 sqft · built 1960 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Jan 2020) |
| Tax Bill | $4,692 (2024) |
| Deeds & Mortgages | Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-10-477-002.000-035 |
| Primary APN | 20-08-10-477-002.000-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| 1st Floor Area | 2,124 sqft |
| Basement Area | 1,844 sqft |
| Flooring | Subfloor |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 924 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 119 sqft |
| Patio Area | 584 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0810477002035 |
|---|---|
| Old Parcel Number | 0810477002035 |
| Street Address | 403 E SPRING ST |
| City | MIDDLEBURY |
| State | IN |
| Zip | 46540-8467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | 1ST ADD TO KRIDER NURSERIES INC LOT 29 |
| Legal Subdivision | 1ST ADD TO KRIDER NURSERIES |
| Legal Block | 477 |
| Legal Lot Number | 29 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | MIDDLEBURY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 801 |
Source: Elkhart County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 RIVER PARK DR, MIDDLEBURY, IN 46540-8780 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2020 · Amount on Record |
| Deed Sale | Jan 21, 2020 · Amount on Record |
| Prior Sale | Apr 8, 2009 · Amount on Record |
| Deed Document Number | 0000001569 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Jan 21, 2020 |
| Property Address | 403 E SPRING ST, MIDDLEBURY, IN 46540-8467 |
| Document Number | 0000001569 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 1569 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2021 |
| Title Company | NEAR NORTH TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 400 EUGENE DR MIDDLEBURY IN 465408408, MIDDLEBURY, IN 46540-8408 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Middlebury Township |
| Municipality | Middlebury Town |
| Unified School District | Middlebury Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $255,500 (+8.91%) Land $26,600 Building $228,900 | $255,500 (+8.91%) Land $26,600 Building $228,900 | |
| 2024 | $4,692.00 (+95.5%) | $234,600 (+84.43%) Land $26,600 Building $208,000 | $234,600 (+84.43%) Land $26,600 Building $208,000 |
| 2023 | $127,200 (+6%) Building $127,200 | $127,200 (+6%) Building $127,200 | |
| 2022 | $2,400.00 | $120,000 Building $120,000 | $120,000 Building $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLEBURY WATER DEPARTMENT serves 3,420 people · EPA ID IN5220014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: New Paris Telephone Company.
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