204 E Spring St, Middlebury, IN 46540 Property Records

Elkhart County property record for 204 E Spring St, Middlebury, IN 46540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,343 sqft · built 1949
Lot Size	0.304 acres (13,242 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,666 (2024)
Deeds & Mortgages	Nov 2025 Sale Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-10-451-006.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-10-451-006.000-035`
Alternative APN	`0810451006035`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,343 sqft Living Area
Gross Area	2,806 sqft
1st Floor Area	1,343 sqft
Basement Area	1,127 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,242 sqft (0.304 acres)
Lot Dimensions	135 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	89 sqft
Patio Area	364 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	204 E SPRING ST
City	MIDDLEBURY
State	IN
Zip	46540-8422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	TROYERS LOTS 31 & 32
Legal Subdivision	TROYERS
Legal Block	451
Legal Lot Number	31,32
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	2
Census Block	2012
Census Tract	801

Owner

Source: Elkhart County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8767 BEECH WAY, ARVADA, CO 80005-1411
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Mar 7, 2022	Personal Representative Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Mar 7, 2022	Deed, Transfer NEAR NORTH TITLE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025
Deed Sale	Nov 7, 2025
Prior Sale	Mar 7, 2022 · Amount on Record
Deed Document Number	202519763
Prior Transfer Date	Jul 18, 2003
Prior Transfer Doc	0000030371
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Nov 7, 2025
Property Address	204 E SPRING ST, MIDDLEBURY, IN 46540-8422
Document Number	0000009763
Map Reference	MB 1 PG 105
Instrument Date	Oct 27, 2025
Instrument	2025-19763
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8767 BEECH WAY, ARVADA, CO 80005-1411

March 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 7, 2022
Property Address	204 E SPRING ST, MIDDLEBURY, IN 46540-8422
Document Number	0000004920
Map Reference	MB 1 PG 105
Instrument Date	Feb 28, 2022
Instrument	2022-04920
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E SPRING ST, MIDDLEBURY, IN 46540-8422
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004922
Date	Mar 7, 2022
Instrument	2022-04922

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 7, 2022
Property Address	204 E SPRING ST, MIDDLEBURY, IN 46540-8422
Document Number	0000004921
Map Reference	MB 1 PG 105
Instrument Date	Feb 28, 2022
Instrument	2022-04921
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E SPRING ST, MIDDLEBURY, IN 46540-8422
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$178,900 (+7.32%) Land $25,400 Building $153,500	$178,900 (+7.32%) Land $25,400 Building $153,500
2024	$1,666.00 (+16.83%)	$166,700 (+10.84%) Land $25,400 Building $141,300	$166,700 (+10.84%) Land $25,400 Building $141,300
2023		$150,400 (+6.29%) Land $25,400 Building $125,000	$150,400 (+6.29%) Land $25,400 Building $125,000
2022	$1,426.00 Homeowner's exemption	$141,500 Land $25,400 Building $116,100	$141,500 Land $25,400 Building $116,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBURY WATER DEPARTMENT serves 3,420 people · EPA ID IN5220014
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, New Paris Telephone Company.

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