200 E Spring St, Middlebury, IN 46540 Property Records

Elkhart County property record for 200 E Spring St, Middlebury, IN 46540

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,960 sqft · built 1964
Lot Size0.33 acres (14,418 sqft)
OwnerIndividual Name on Record
Tax Bill$2,144 (2024)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-10-377-006.000-035

Property Details

APN / Parcel Number

Primary APN20-08-10-377-006.000-035
Alternative APN
  • 0810377006035

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories3 Stories
Building Area1,960 sqft Living Area
1st Floor Area865 sqft
Upper Floors Area520 sqft
Basement Area260 sqft
Family RoomFamily Room
FlooringSubfloor

Exterior

Year BuiltBuilt 1964
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area14,418 sqft (0.33 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0810377006035
Old Parcel Number0810377006035
Street Address200 E SPRING ST
CityMIDDLEBURY
StateIN
Zip46540-8422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal Description94X150' IN SE SW & SE COR SW 2X150' SEC 10 .331A
Legal Block377
JurisdictionELKHART IN
Township / Civil DivisionMIDDLEBURY
Census Block Group3
Census Block3016
Census Tract801

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address200 W SPRING ST, MIDDLEBURY, IN 46540-8434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2016
Deed SaleSep 14, 2016
Prior SaleDec 23, 2011 · Amount on Record
Deed Document Number2016-18630
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKHART IN
Property Address200 E SPRING ST, MIDDLEBURY, IN 46540-8422
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000344
DateSep 22, 2022
Instrument2022-20344
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionMiddlebury Township
MunicipalityMiddlebury Town
Unified School DistrictMiddlebury Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$217,400 (+1.35%) Land $15,800 Building $201,600$217,400 (+1.35%) Land $15,800 Building $201,600
2024$2,144.00 (+19.64%)$214,500 (+6.56%) Land $15,800 Building $198,700$214,500 (+6.56%) Land $15,800 Building $198,700
2023$201,300 (+12.33%) Land $11,800 Building $189,500$201,300 (+12.33%) Land $11,800 Building $189,500
2022$1,792.00 Homeowner's exemption$179,200 Land $11,800 Building $167,400$179,200 Land $11,800 Building $167,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLEBURY WATER DEPARTMENT
serves 3,420 people · EPA ID IN5220014
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, Mercury Fiber, New Paris Telephone Company.

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