506 E Adams St, O Fallon, IL 62269 Property Records

St. Clair County property record for 506 E Adams St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	840 sqft · built 1925
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Jul 2022)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2021 Sale
APN	`04-29-0-118-015`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-118-015`

Interior

Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	2,080 sqft
Attic Area	400 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1975
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,405 sqft (0.169 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	420 sqft
Deck Area	15,300 sqft
Patio Area	15,000 sqft

Location & Zoning

Street Address	506 E ADAMS ST
City	O FALLON
State	IL
Zip	62269-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS 4TH ADD TO O FALLON LOT/SEC-59 A02754605
Legal Subdivision	PENNS
Legal Lot Number	59
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2029
Census Tract	504351

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	506 E ADAMS ST, O FALLON, IL 62269-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Jun 24, 2021	Warranty Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	A02754605
Record Updated	Jun 7, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 29, 2022
Property Address	506 E ADAMS ST, O FALLON, IL 62269-1501
Document Number	0A02754605
Map Reference	MB O PG 21
Instrument Date	Jul 25, 2022
Instrument	A02754605
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 E ADAMS ST, O FALLON, IL 62269-1501

Mortgage

Document Number	0A02754606
Date	Jul 29, 2022
Instrument	A02754606

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.37%

Mortgage

Document Number	0A02754607
Date	Jul 29, 2022
Instrument	A02754607

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2032

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 24, 2021
Property Address	506 E ADAMS ST, O FALLON, IL 62269-1501
Document Number	0A02705350
Map Reference	MB O PG 21
Instrument Date	Jun 22, 2021
Instrument	A02705350
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Tax	$139.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 PARK AVE S # 73833, 73833, NEW YORK, NY 10003-1502
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$32,593 Land $3,814 Building $28,779	$97,779 Land $11,442 Building $86,337

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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