502 Pine Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 502 Pine Ave, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 830 sqft · built 1920
Lot Size	0.215 acres (9,360 sqft)
Owner	Individual Name on Record
Last Sale	$28,862 (Feb 2020)
Tax Bill	$8 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-009680`

Property Details

APN / Parcel Number

Primary APN	`22-009680`
Alternative APN	`009680`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	830 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,360 sqft (0.215 acres)
Lot Dimensions	208 ft deep x 45 ft wide
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	009680
Street Address	502 PINE AVE
City	CUMBERLAND
State	MD
Zip	21502-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	502 PINE AVE LOT 266 45X208
Legal Subdivision	CUMBERLAND IMPROV CO
Legal Lot Number	266
Jurisdiction	ALLEGANY MD
Township / Civil Division	22, CUMBERLAND
Census Block Group	1
Census Block	1019
Census Tract	500

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 PINE AVE, CUMBERLAND, MD 21502-2524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Jul 1, 2016 · Amount on Record
Deed Book / Page	2537 / 144
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Feb 28, 2020
Property Address	502 PINE AVE, CUMBERLAND, MD 21502-2524
Document Number	0025370144
Book / Page	002537 / 000144
Instrument Date	Feb 15, 2020
Transaction Type	Transfer
Record Updated	Mar 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	502 PINE AVE CUMBERLAND MD 215022524, CUMBERLAND, MD 21502-2524

Mortgage

Document Number	25370149
Date	Feb 28, 2020
Book Page	002537/000149

Lender

Name	NICHOLAS WALTERS
Address	12209 DOVER RD, REISTERSTOWN, MD 21136-5689
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 27, 2035

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,100 (+10.43%) Land $6,800 Building $31,300	$38,100 (-) Land $6,800 Building $31,300
2025	$8.00 (-96.84%)	$34,500 (+26.37%)	$38,100 (+39.56%) Land $6,800 Building $31,300
2023	$253.00	$27,300 Land $6,800 Building $20,500	$27,300 Land $6,800 Building $20,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband.

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