507 Pine Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 507 Pine Ave, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,344 sqft · built 2008
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$24,000 (Mar 1987)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-016563`

Property Details

APN / Parcel Number

Primary APN	`22-016563`
Alternative APN	`016563`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,344 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	200 ft deep x 43 ft wide
Garage Type	Basement
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	016563
Street Address	507 PINE AVE
City	CUMBERLAND
State	MD
Zip	21502-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	507 PINE AVE LOT 370 43X200 EASTERN ADDN
Legal Subdivision	EASTERN ADD
Legal Lot Number	370
Jurisdiction	ALLEGANY MD
Township / Civil Division	22, CUMBERLAND
Census Block Group	1
Census Block	1020
Census Tract	500

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	507 PINE AVE, CUMBERLAND, MD 21502-2523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · VA Mortgage RAPID HOME LENDING INC
Jun 7, 2023	Intrafamily Transfer, Transfer
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 29, 2017	Deed of Trust, Mortgage · VA Mortgage MAJESTIC HM LNS
Dec 22, 2016	Deed of Trust, Mortgage · VA Mortgage MAJESTIC HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 1987 · Amount on Record
Deed Sale	Mar 19, 1987 · Amount on Record
Prior Sale	Feb 27, 1985 · Amount on Record
Deed Book / Page	562 / 691
Last Transfer Date	May 22, 2023
Transfer Doc	002884-0440
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	507 PINE AVE, CUMBERLAND, MD 21502-2523
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	EXPRESS FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 PINE AVE, CUMBERLAND, MD 21502-2523

Mortgage

Document Number	003140-0271
Date	Mar 6, 2026
Book Page	3140/271

Lender

Name	RAPID HOME LENDING INC
Type	Mortgage Company
Address	FRANKLIN, MI 48025

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGANY MD
Recording Date	Jun 7, 2023
Property Address	507 PINE AVE, CUMBERLAND, MD 21502-2523
Document Number	002884-0440
Book / Page	2884 / 440
Instrument Date	May 22, 2022
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	507 PINE AVE, CUMBERLAND, MD 21502-2523

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	507 PINE AVE, CUMBERLAND, MD 21502-2523
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002652-0472
Date	Apr 26, 2021
Book Page	2652/472

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	507 PINE AVE, CUMBERLAND, MD 21502-2523
Document Number	0023610361
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	CERTIFIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 PINE AVE CUMBERLAND MD 215022523, CUMBERLAND, MD 21502-2523

Mortgage

Document Number	0023610361
Date	Feb 26, 2018
Book Page	002361/000361

Lender

Name	MAJESTIC HM LNS
Type	Funding / Finance Company
Address	ONTARIO, CA 91761

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	507 PINE AVE, CUMBERLAND, MD 21502-2523
Document Number	0022730407
Book / Page	002273 / 000407
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Jun 14, 2017
Title Company	ARMOUR SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 PINE AVE CUMBERLAND MD 215022523, CUMBERLAND, MD 21502-2523

Mortgage

Document Number	0022730407
Date	Jan 24, 2017
Book Page	002273/000407

Lender

Name	MAJESTIC HM LNS
Type	Funding / Finance Company
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,600 (+11.83%) Land $6,700 Building $126,900	$133,600 (-) Land $6,700 Building $126,900
2025		$119,467 (+30.99%)	$133,600 (+46.49%) Land $6,700 Building $126,900
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$91,200 (+1.71%) Land $6,700 Building $84,500	$91,200 (-) Land $6,700 Building $84,500
2022		$89,667	$91,200 Land $6,700 Building $84,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband.

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