449 Pine Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 449 Pine Ave, Cumberland, MD 21502 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1939
Square Footage	1,352 sqft Total Area
Lot Size	32,000 sqft (0.735 acres)
Occupancy	Owner Occupied
Last Sale	$90,000 (2025)
Tax Bill	$622.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`22-013874`
Alternative APN	`013874`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,352 sqft Total Area
Basement Area	250 sqft Basement
Finished Basement	250 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	32,000 sqft (0.735 acres)
Depth X Width	200 ft x 160 ft Depth x Width
Porch Area	100 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	013874
Street Address	449 PINE AVE
City	CUMBERLAND
State	MD
Zip	21502-2521
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	449 PINE AVE LOTS 375-376-377-378 160X200
Legal Lot Number	375-378
Jurisdiction	ALLEGANY MD
Minor Civil Division	22, CUMBERLAND
Census Blockgroup	1
Census Block	1020
Census Tract	500

Owner

Source: Allegany County records · APN 22-013874

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10004 PARKERSBURG RD NW, FROSTBURG, MD 21532-3228
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	May 28, 2004
Deed Book / Page	3095 / 83
Prior Transfer Date	Aug 04, 2025
Prior Transfer Doc	003095-0091
Record Refreshed	Sep 20, 2026

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ALLEGANY MD
Recording Date	Sep 24, 2025
Property Address	449 PINE AVE, CUMBERLAND, MD 21502-2521
Document Number	003095-0083
Book / Page	3095 / 83
Instrument Date	Aug 04, 2025
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	CLOSELINE SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10004 PARKERSBURG RD NW, FROSTBURG, MD 21532-3228

Mortgage

Document Number	003095-0091
Date	Sep 24, 2025
Book Page	3095/91

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	FROSTBURG, MD 21532

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2055

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,200 (+1%) Land $12,500 Building $66,700	$79,200 (-) Land $12,500 Building $66,700
2025	$622.00 (+16.26%) Homeowner's exemption	$72,000 (+25%)	$79,200 (+37.5%) Land $12,500 Building $66,700
2023	$535.00	$57,600 Land $12,500 Building $45,100	$57,600 Land $12,500 Building $45,100

Flood & Wildfire

449 Pine Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Allegany County (24001C), updated November 12, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.