Allegany County property record for 452 Pine Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,050 sqft · built 1922 |
| Lot Size | 0.187 acres (8,124 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Aug 2016) |
| Tax Bill | $591 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-006460 |
| Primary APN | 22-006460 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,050 sqft Total Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,124 sqft (0.187 acres) |
| Lot Dimensions | 203 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 400 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 006460 |
|---|---|
| Street Address | 452 PINE AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 452 PINE AVE LOT 330 40X203 203 |
| Legal Subdivision | CUMBERLAND IMPROV COS EA |
| Legal Lot Number | 330 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 22, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 500 |
Source: Allegany County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 452 PINE AVE, CUMBERLAND, MD 21502-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2016 · Amount on Record |
| Deed Sale | Aug 11, 2016 · Amount on Record |
| Deed Book / Page | 2234 / 134 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 452 PINE AVE, CUMBERLAND, MD 21502-2522 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 452 PINE AVE, CUMBERLAND, MD 21502-2522 |
| Investor | Possibly a Property Investor |
| Document Number | 002958-0107 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | 2958/107 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 268 Months |
| Due | Aug 1, 2046 |
Source: Allegany County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,500 (+47.11%) Land $6,500 Building $80,000 | $86,500 (+47.11%) Land $6,500 Building $80,000 | |
| 2025 | $591.00 (+8.04%) Homeowner's exemption | ||
| 2023 | $547.00 Homeowner's exemption | $58,800 Land $6,500 Building $52,300 | $58,800 Land $6,500 Building $52,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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