502 Kay Ave SE, Bemidji, MN 56601 Property Records

Beltrami County property record for 502 Kay Ave SE, Bemidji, MN 56601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,056 sqft · built 1973
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Jun 2023)
Tax Bill$2,369 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
May 2017 Sale & Mortgage
APN80.04352.00

Property Details

APN / Parcel Number

Primary APN80.04352.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,056 sqft Living Area
Basement Area480 sqft
Finished Basement480 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1995
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable
Roof MaterialWood
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions198 ft deep x 90 ft wide
Garage Area1,178 sqft
Deck Area1 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address502 KAY AVE SE
CityBEMIDJI
StateMN
Zip56601-3637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-15 TWP-146 RANGE- 33 STANDARD LUMBER COMPANY LOT- 12 BLOCK- 1
Legal Range33
Legal Township146
Legal Section15
Legal SubdivisionSTANDARD LUMBER COMPANY
Legal Block1
Legal Lot Number12
JurisdictionBELTRAMI MN
Township / Civil DivisionBEMIDJI
Census Block Group2
Census Block2001
Census Tract450706

Owner

Source: Beltrami County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address502 KAY AVE SE, BEMIDJI, MN 56601-3637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2023Warranty Deed, Transfer · Conventional Mortgage
THE FIRST NATIONAL BANK OF BEMIDJI
May 5, 2017Warranty Deed, Transfer · Conventional Mortgage
CENTRAL MINNESOTA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2023 · Amount on Record
Deed SaleJun 2, 2023 · Amount on Record
Prior SaleMay 5, 2017 · Amount on Record
Deed Document Number20231541678
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELTRAMI MN
Recording DateJun 2, 2023
Property Address502 KAY AVE SE, BEMIDJI, MN 56601-3637
Document NumberA000615685
Instrument DateJun 2, 2023
InstrumentA000615685
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyGREAT NORTHERN TITLE, GREAT NORTH TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$742.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address502 KAY AVE SE, BEMIDJI, MN 56601-3637

Mortgage

Document NumberA000615686
DateJun 2, 2023
InstrumentA000615686
Lender
NameTHE FIRST NATIONAL BANK OF BEMIDJI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 2, 2028

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELTRAMI MN
Recording DateMay 5, 2017
Property Address502 KAY AVE SE, BEMIDJI, MN 56601-3637
Document NumberA000563693
Instrument DateMay 5, 2017
InstrumentA000563693
Transaction TypeTransfer
Record UpdatedApr 4, 2023
Title CompanySATHRE TITLE AND ABSTRACT INC, SATHRE TITLE & ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$468.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address502 KAY AVE SE, BEMIDJI, MN 56601-3637

Mortgage

Document NumberA000563694
DateMay 5, 2017
InstrumentA000563694
Lender
NameCENTRAL MINNESOTA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBeltrami County
MunicipalityBemidji City
Unified School DistrictBemidji Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,369.00 (-0.71%)$212,500 (-) Land $15,700 Building $196,800$212,500 (-) Land $15,700 Building $196,800
2025$2,386.00 (+1.97%) Homeowner's exemption$212,500 (+2.86%) Land $15,700 Building $196,800$212,500 (+2.86%) Land $15,700 Building $196,800
2023$206,600 (+9.43%) Land $15,700 Building $190,900$206,600 (+9.43%) Land $15,700 Building $190,900
2022$188,800 Land $15,700 Building $173,100$188,800 Land $15,700 Building $173,100
2021$2,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBemidji
serves 15,147 people · EPA ID MN1040002
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Paul Bunyan Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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