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425 Kay Ave SE, Bemidji, MN 56601 Property Records

Beltrami County property record for 425 Kay Ave SE, Bemidji, MN 56601

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,104 sqft · built 1975
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Apr 2025)
Tax Bill$1,847 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jun 2021 Sale
APN80.04364.00

Property Details

APN / Parcel Number

Primary APN80.04364.00

Interior

Bedrooms5 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,104 sqft Living Area
Basement Area1,000 sqft
Finished Basement1,000 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1985
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable
Roof MaterialWood
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions142 ft deep x 100 ft wide
Garage Area572 sqft
Deck AreaDeck Area
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address425 KAY AVE SE
CityBEMIDJI
StateMN
Zip56601-3634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-15 TWP-146 RANGE- 33 STANDARD LUMBER COMPANY LOT- 9 BLOCK- 2
Legal Range33
Legal Township146
Legal Section15
Legal SubdivisionSTANDARD LUMBER COMPANY
Legal Block2
Legal Lot Number9
JurisdictionBELTRAMI MN
Township / Civil DivisionBEMIDJI
Census Block Group2
Census Block2005
Census Tract450706

Owner

Source: Beltrami County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address425 KAY AVE SE, BEMIDJI, MN 56601-3634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Warranty Deed, Transfer · Conventional Mortgage
AFFINITY PLUS FCU
Jun 8, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2025 · Amount on Record
Deed SaleApr 10, 2025 · Amount on Record
Prior SaleOct 22, 2021 · Amount on Record
Deed Document Number2025627998
Prior Transfer DateJul 8, 2014
Prior Transfer Doc0000540880
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELTRAMI MN
Recording DateOct 22, 2021
Property Address425 KAY AVE SE, BEMIDJI, MN 56601-3634
Document NumberA000603302
Instrument DateOct 22, 2021
InstrumentA000603302
Transaction TypeTransfer
Record UpdatedApr 4, 2023
Title CompanyAFFINITY PLUS TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$693.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address425 KAY AVE SE, BEMIDJI, MN 56601-3634

Mortgage

Document NumberA000603303
DateOct 22, 2021
InstrumentA000603303
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELTRAMI MN
Recording DateJun 8, 2021
Property Address425 KAY AVE SE, BEMIDJI, MN 56601-3634
Document NumberA000599528
Instrument DateMay 4, 2021
InstrumentA000599528
Transaction TypeTransfer
Record UpdatedApr 4, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 KAY AVE SE, BEMIDJI, MN 56601-3634

Tax Assessment & Valuation

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBeltrami County
MunicipalityBemidji City
Unified School DistrictBemidji Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,847.00 (-1.65%)$172,300 (-) Land $13,100 Building $159,200$172,300 (-) Land $13,100 Building $159,200
2025$1,878.00 (-0.95%) Homeowner's exemption$172,300 (+2.93%) Land $13,100 Building $159,200$172,300 (+2.93%) Land $13,100 Building $159,200
2023$167,400 Land $13,100 Building $154,300$167,400 Land $13,100 Building $154,300
2021$1,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBemidji
serves 15,147 people · EPA ID MN1040002
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable		1,250 / 60
Paul Bunyan Communications
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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