509 Kay Ave SE, Bemidji, MN 56601 Property Records

Beltrami County property record for 509 Kay Ave SE, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	1,144 sqft · built 1961
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Sep 2022)
Tax Bill	$1,669 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
APN	`80.04362.00`

Property Details

APN / Parcel Number

Primary APN	`80.04362.00`

Interior

Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	142 ft deep x 90 ft wide
Garage Area	375 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	509 KAY AVE SE
City	BEMIDJI
State	MN
Zip	56601-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-15 TWP-146 RANGE- 33 STANDARD LUMBER COMPANY LOT- 7 BLOCK- 2
Legal Range	33
Legal Township	146
Legal Section	15
Legal Subdivision	STANDARD LUMBER COMPANY
Legal Block	2
Legal Lot Number	7
Jurisdiction	BELTRAMI MN
Township / Civil Division	BEMIDJI
Census Block Group	2
Census Block	2005
Census Tract	450706

Owner

Source: Beltrami County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	509 KAY AVE SE, BEMIDJI, MN 56601-3636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on Record
Deed Sale	Sep 14, 2022 · Amount on Record
Deed Document Number	20221466296
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELTRAMI MN
Recording Date	Sep 14, 2022
Property Address	509 KAY AVE SE, BEMIDJI, MN 56601-3636
Document Number	A000610785
Instrument Date	Sep 14, 2022
Instrument	A000610785
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	LEER TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$617.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 KAY AVE SE, BEMIDJI, MN 56601-3636

Mortgage

Document Number	A000610786
Date	Sep 14, 2022
Instrument	A000610786

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Beltrami County
Municipality	Bemidji City
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,669.00 (-2.34%)	$159,000 (-) Land $12,400 Building $146,600	$159,000 (-) Land $12,400 Building $146,600
2025	$1,709.00 (+25.48%) Homeowner's exemption	$159,000 (+3.58%) Land $12,400 Building $146,600	$159,000 (+3.58%) Land $12,400 Building $146,600
2023		$153,500 Land $12,400 Building $141,100	$153,500 Land $12,400 Building $141,100
2021	$1,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bemidji serves 15,147 people · EPA ID MN1040002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Paul Bunyan Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20