421 Kay Ave SE, Bemidji, MN 56601 Property Records

Beltrami County property record for 421 Kay Ave SE, Bemidji, MN 56601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1965
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (May 2021)
Tax Bill$1,667 (2026)
Deeds & MortgagesApr 2026 Transfer
May 2021 Sale
+ 2 more
APN80.04365.00

Property Details

APN / Parcel Number

Primary APN80.04365.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Building Area1,056 sqft Living Area
Basement Area1,000 sqft
Finished Basement1,000 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1990
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialWood
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions142 ft deep x 102 ft wide
Garage Area572 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area1 sqft
Shed1 Shed
Shed Area1 sqft

Location & Zoning

Street Address421 KAY AVE SE
CityBEMIDJI
StateMN
Zip56601-3634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-15 TWP-146 RANGE- 33 STANDARD LUMBER COMPANY LOT- 10 BLOCK- 2
Legal Range33
Legal Township146
Legal Section15
Legal SubdivisionSTANDARD LUMBER COMPANY
Legal Block2
Legal Lot Number10
JurisdictionBELTRAMI MN
Township / Civil DivisionBEMIDJI
Census Block Group2
Census Block2005
Census Tract450706

Owner

Source: Beltrami County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address421 KAY AVE SE, BEMIDJI, MN 56601-3634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
May 11, 2021Contract Sale, Transfer
May 11, 2021Affidavit of Death of Joint Tenant, Transfer
Sep 27, 2013Warranty Deed, Transfer · Conventional Mortgage
THE FIRST NATIONAL BANK OF BEMIDJI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2021 · Amount on Record
Deed SaleMay 11, 2021 · Amount on Record
Prior SaleNov 18, 2016 · Amount on Record
Deed Document Number2021598757
Prior Transfer DateNov 22, 2016
Prior Transfer Doc0000598756
Record UpdatedOct 29, 2026

April 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionBELTRAMI MN
Recording DateApr 24, 2026
Property Address421 KAY AVE SE, BEMIDJI, MN 56601-3634
Document NumberA000635779
Instrument DateApr 24, 2026
Instrument2026635779
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 KAY AVE SE, BEMIDJI, MN 56601-3634

May 2021: Contract Sale, Transfer

Document TypeContract Sale
JurisdictionBELTRAMI MN
Recording DateMay 11, 2021
Property Address421 KAY AVE SE, BEMIDJI, MN 56601-3634
Document NumberA000598757
Instrument DateMay 1, 2021
InstrumentA000598757
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1020 MAIN ST, HAWLEY, MN 56549

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 KAY AVE SE, BEMIDJI, MN 56601-3634

May 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionBELTRAMI MN
Recording DateMay 11, 2021
Property Address421 KAY AVE SE, BEMIDJI, MN 56601-3634
Document NumberA000598756
Instrument DateNov 22, 2016
InstrumentA000598756
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2013: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELTRAMI MN
Recording DateSep 27, 2013
Property Address421 KAY AVE SE, BEMIDJI, MN 56601-3634
Document NumberA000535101
Instrument DateSep 26, 2013
InstrumentA000535101
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$300.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address421 KAY AVE SE, BEMIDJI, MN 56601-3634

Mortgage

Document NumberA000535102
DateSep 27, 2013
InstrumentA000535102
Lender
NameTHE FIRST NATIONAL BANK OF BEMIDJI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueOct 10, 2018

Mortgage

Document NumberA000535103
DateSep 27, 2013
InstrumentA000535103
Lender
NameTHE FIRST NATIONAL BANK OF BEMIDJI
TypeBank
AddressBEMIDJI, MN 56619
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueOct 10, 2018

Tax Assessment & Valuation

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBeltrami County
MunicipalityBemidji City
Unified School DistrictBemidji Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,667.00 (-3.14%)$185,400 (-) Land $13,300 Building $172,100$185,400 (-) Land $13,300 Building $172,100
2025$1,721.00 (+29.4%) Homeowner's exemption$185,400 (+2.71%) Land $13,300 Building $172,100$185,400 (+2.71%) Land $13,300 Building $172,100
2023$180,500 Land $13,300 Building $167,200$180,500 Land $13,300 Building $167,200
2021$1,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBemidji
serves 15,147 people · EPA ID MN1040002
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Paul Bunyan Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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