502 E Kelsey St, Malta, IL 60150 Property Records

DeKalb County property record for 502 E Kelsey St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,400 sqft · built 1961
Lot Size	0.263 acres (11,451 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (Oct 2018)
Tax Bill	$2,538 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-23-337-001`

Property Details

APN / Parcel Number

Primary APN	`07-23-337-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	11,451 sqft (0.263 acres)
Lot Dimensions	173 ft deep x 66 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0723337001
Street Address	502 E KELSEY ST
City	MALTA
State	IL
Zip	60150-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRAGUES ADDITION - LOT 1 BLOCK 22
Legal Subdivision	SPRAGUES ADDITION
Legal Block	22
Legal Lot Number	1
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2021
Census Tract	300

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 E KELSEY ST, MALTA, IL 60150-9501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Feb 15, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Oct 23, 2018	Warranty Deed, Transfer · VA Mortgage FEDERAL SVGS BK
Oct 9, 2018	Warranty Deed, Transfer · VA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2018 · Amount on Record
Deed Sale	Oct 9, 2018 · Amount on Record
Prior Sale	May 25, 2010 · Amount on Record
Deed Document Number	20189339
Prior Transfer Date	Oct 5, 2018
Prior Transfer Doc	0000009866
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	502 E KELSEY ST, MALTA, IL 60150-9501
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FORT SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002897
Date	Mar 8, 2021
Instrument	2021002897

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	502 E KELSEY ST, MALTA, IL 60150-9501
Document Number	0000001961
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	502 E KELSEY ST MALTA IL 601509501, MALTA, IL 60150-9501

Mortgage

Document Number	0000001961
Date	Mar 6, 2020
Instrument	1961

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 23, 2018
Property Address	502 E KELSEY ST, MALTA, IL 60150-9501
Document Number	0000009866
Instrument Date	Oct 5, 2018
Instrument	9866
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	838 S 4TH ST DEKALB IL 601154410, DEKALB, IL 60115-4410

Mortgage

Document Number	9867
Date	Oct 23, 2018
Instrument	9867

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Interest

Rate Type	Fixed Rate
Rate	5.75%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 9, 2018
Property Address	502 E KELSEY ST, MALTA, IL 60150-9501
Document Number	0000009339
Instrument Date	Oct 5, 2018
Instrument	9339
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	502 E KELSEY ST MALTA IL 601509501, MALTA, IL 60150-9501

Mortgage

Document Number	9340
Date	Oct 9, 2018
Instrument	9340

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,826 (+27.77%) Land $10,188 Building $32,638	$128,478 (+27.77%) Land $30,564 Building $97,914
2024	$2,538.00
2023		$33,519 Land $7,974 Building $25,545	$100,557 Land $23,922 Building $76,635

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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