104 E Kelsey St, Malta, IL 60150 Property Records

DeKalb County property record for 104 E Kelsey St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Lot Size	0.357 acres (15,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$121,000 (Nov 2015)
Tax Bill	$5,123 (2024)
Deeds & Mortgages	Jul 2024 Line of Credit Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-23-311-003`

Property Details

APN / Parcel Number

Primary APN	`07-23-311-003`

Exterior

Lot Area	15,543 sqft (0.357 acres)
Lot Dimensions	157 ft deep x 99 ft wide

Location & Zoning

Account Number	0723311003
Street Address	104 E KELSEY ST
City	MALTA
State	IL
Zip	60150-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRAGUES ADDITION - S1/2 LOT 3 & ALL LOT 4 BLOCK 17
Legal Subdivision	SPRAGUES ADDITION
Legal Block	17
Legal Lot Number	3,4
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2087
Census Tract	300

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 E KELSEY ST, MALTA, IL 60150-9755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Deed of Trust, Mortgage · Line of Credit RESOURCE BANK
Oct 29, 2025	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 29, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 7, 2019	Deed of Trust, Mortgage · Line of Credit RESOURCE BK
Dec 29, 2016	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2015 · Amount on Record
Deed Sale	Nov 17, 2015 · Amount on Record
Prior Sale	Jul 28, 2008 · Amount on Record
Deed Document Number	201510994
Last Transfer Date	Oct 29, 2025
Transfer Doc	0000008591
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	104 E KELSEY ST, MALTA, IL 60150-9755
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E KELSEY ST, MALTA, IL 60150-9755

Mortgage

Document Number	0000004523
Date	Jul 1, 2024
Instrument	2024004523

Lender

Name	RESOURCE BANK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jun 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 29, 2025
Property Address	104 E KELSEY ST, MALTA, IL 60150-9755
Document Number	0000008591
Map Reference	MB A PG 22
Instrument Date	Oct 9, 2025
Instrument	2025008591
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 E KELSEY ST, MALTA, IL 60150-9755

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Oct 29, 2025
Property Address	104 E KELSEY ST, MALTA, IL 60150-9755
Document Number	0000008590
Map Reference	MB A PG 22
Instrument Date	Oct 9, 2025
Instrument	2025008590
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 E KELSEY ST, MALTA, IL 60150-9755

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	104 E KELSEY ST, MALTA, IL 60150-9755
Document Number	0000005096
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E KELSEY ST MALTA IL 601509755, MALTA, IL 60150-9755

Mortgage

Document Number	0000005096
Date	Jun 17, 2019
Instrument	5096

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 16, 2024

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	104 E KELSEY ST, MALTA, IL 60150-9755
Document Number	0000000163
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Mar 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E KELSEY ST MALTA IL 601509755, MALTA, IL 60150-9755

Mortgage

Document Number	0000000163
Date	Jan 10, 2017
Instrument	163

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,547 (+12.47%) Land $12,957 Building $66,590	$238,641 (+12.47%) Land $38,871 Building $199,770
2024	$5,123.00 Homeowner's exemption	$70,727 (+13.6%) Land $11,520 Building $59,207	$212,181 (+13.6%) Land $34,560 Building $177,621
2023		$62,260 Land $10,141 Building $52,119	$186,780 Land $30,423 Building $156,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AirCell.

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