409 E Kelsey St, Malta, IL 60150 Property Records

DeKalb County property record for 409 E Kelsey St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Lot Size	0.238 acres (10,362 sqft)
Owner	Individual Name on Record
Tax Bill	$2,093 (2024)
Deeds & Mortgages	May 2018 Transfer Apr 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`07-23-333-005`

Property Details

APN / Parcel Number

Primary APN	`07-23-333-005`

Exterior

Lot Area	10,362 sqft (0.238 acres)
Lot Dimensions	157 ft deep x 66 ft wide

Location & Zoning

Account Number	0723333005
Street Address	409 E KELSEY ST
City	MALTA
State	IL
Zip	60150-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRAGUES ADDITION - LOT 10 BLOCK 23
Legal Subdivision	SPRAGUES ADDITION
Legal Block	23
Legal Lot Number	10
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2091
Census Tract	300

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 222, MALTA, IL 60150-0222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 16, 2018	Trustee's Deed, Construction Loan · Construction Mortgage HEARTLAND BK W

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 26, 2018
Transfer Doc	0000004010
Record Updated	Jun 8, 2026

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	May 2, 2018
Property Address	409 E KELSEY ST, MALTA, IL 60150-9719
Document Number	0000004010
Instrument Date	Apr 26, 2018
Instrument	4010
Transaction Type	Transfer
Record Updated	May 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 222 MALTA IL 601500222, MALTA, IL 60150-0222

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 16, 2018
Property Address	409 E KELSEY ST, MALTA, IL 60150-9719
Instrument Date	Apr 6, 2018
Instrument	3376
Transaction Type	Construction Loan
Record Updated	Apr 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E KELSEY ST MALTA IL 601509719, MALTA, IL 60150-9719

Mortgage

Document Number	0000003376
Date	Apr 16, 2018
Instrument	3376

Lender

Name	HEARTLAND BK W
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,373 (+27.77%) Land $10,017 Building $58,356	$205,119 (+27.77%) Land $30,051 Building $175,068
2024	$2,093.00
2023		$53,514 Land $7,840 Building $45,674	$160,542 Land $23,520 Building $137,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AirCell.

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