401 E Kelsey St, Malta, IL 60150 Property Records

DeKalb County property record for 401 E Kelsey St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Lot Size	0.238 acres (10,362 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Mar 2024)
Tax Bill	$3,844 (2024)
Deeds & Mortgages	Jun 2024 Mortgage Mar 2024 Sale & Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-23-333-001`

Property Details

APN / Parcel Number

Primary APN	`07-23-333-001`

Exterior

Lot Area	10,362 sqft (0.238 acres)
Lot Dimensions	157 ft deep x 66 ft wide

Location & Zoning

Account Number	0723333001
Street Address	401 E KELSEY ST
City	MALTA
State	IL
Zip	60150-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 - BLK 23 - SPRAGUES ADDITION
Legal Subdivision	SPRAGUES ADDITION
Legal Block	23
Legal Lot Number	1
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2091
Census Tract	300

Owner

Source: DeKalb County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 E KELSEY ST, MALTA, IL 60150-9719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Mar 14, 2024	Warranty Deed, Transfer · Stand-Alone Second Mortgage NEW AMERICAN FUNDING
Jul 23, 2019	Warranty Deed, Transfer · Conventional with PMI US BK
Sep 14, 2017	Grant Deed, Transfer EUGENE H REISH
May 5, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2024 · Amount on Record
Deed Sale	Mar 14, 2024 · Amount on Record
Prior Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	20241764
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	401 E KELSEY ST, MALTA, IL 60150-9719
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FSBO TITLE COMPANY, FOX TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 TILTON PARK DR, DEKALB, IL 60115-1940

Mortgage

Document Number	0000004192
Date	Jun 18, 2024
Instrument	2024004192

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 14, 2024
Property Address	401 E KELSEY ST, MALTA, IL 60150-9719
Document Number	0000001764
Map Reference	MB A OF PLS PG 22
Instrument Date	Mar 12, 2024
Instrument	2024001764
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E KELSEY ST, MALTA, IL 60150-9719

Mortgage

Document Number	0000001766
Date	Mar 14, 2024
Instrument	2024001766

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 23, 2019
Property Address	401 E KELSEY ST, MALTA, IL 60150-9719
Document Number	0000006366
Instrument Date	Jul 16, 2019
Instrument	6366
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E KELSEY ST MALTA IL 601509719, MALTA, IL 60150-9719

Mortgage

Document Number	6367
Date	Jul 23, 2019
Instrument	6367

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Interest

Rate	4.37%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 14, 2017
Property Address	401 E KELSEY ST, MALTA, IL 60150-9719
Document Number	0000008992
Instrument Date	Aug 29, 2017
Instrument	8992
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E KELSEY ST MALTA IL 601509798, MALTA, IL 60150-9798

Mortgage

Document Number	8993
Date	Sep 14, 2017
Instrument	8993

Lender

Name	EUGENE H REISH
Address	651 STATE ROUTE 272, COLFAX, WA 99111-8735

Agreement

Amount	Amount Recorded

Interest

Rate	10%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	May 5, 2017
Property Address	401 E KELSEY ST, MALTA, IL 60150-9719
Document Number	0000004276
Instrument Date	Apr 25, 2017
Instrument	4276
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,375 (+27.77%) Land $9,842 Building $51,533	$184,125 (+27.77%) Land $29,526 Building $154,599
2024	$3,844.00
2023		$48,037 (+1%) Land $7,703 Building $40,334	$144,111 (+1%) Land $23,109 Building $121,002
2022		$43,670 Land $7,003 Building $36,667	$131,010 Land $21,009 Building $110,001

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AirCell.

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