420 E Central Ave, Bluffton, IN 46714 Property Records

Wells County property record for 420 E Central Ave, Bluffton, IN 46714 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1975
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on File
Last Sale	$214,949 (Jun 2026)
Tax Bill	$728 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-518-053.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-518-053.000-004`
Alternative APNs	`00001539247` `0100794900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	149 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001539247
Street Address	420 E CENTRAL AVE
City	BLUFFTON
State	IN
Zip	46714-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVERS SOUTH ADD LOT 3 (4-M)
Legal Subdivision	SILVERS SOUTH ADDITION
Legal Lot Number	3
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1042
Census Tract	40500

Owner

Source: Wells County records · APN 90-08-04-518-053.000-004

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	420 E CENTRAL AVE, BLUFFTON, IN 46714-2611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Nov 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Oct 30, 2017	Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Oct 30, 2017 · Amount on Record
Deed Document Number	20262145
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Jun 16, 2026
Property Address	420 E CENTRAL AVE, BLUFFTON, IN 46714-2611
Document Number	0000002145
Instrument Date	Jun 12, 2026
Instrument	20262145
Transaction Type	Transfer
Record Updated	Jul 06, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E CENTRAL AVE, BLUFFTON, IN 46714-2611

Mortgage

Document Number	0000002146,
Date	Jun 16, 2026
Instrument	20262146

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	420 E CENTRAL AVE, BLUFFTON, IN 46714-2611
Transaction Type	Mortgage
Record Updated	Dec 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020233595
Date	Nov 13, 2023
Instrument	20233595

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2043

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WELLS IN
Recording Date	Oct 30, 2017
Property Address	420 E CENTRAL AVE, BLUFFTON, IN 46714-2611
Document Number	0020171703
Instrument Date	Oct 06, 2017
Instrument	20171703
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E CENTRAL AVE, BLUFFTON, IN 46714-2611

Mortgage

Document Number	0020171704
Date	Oct 30, 2017
Instrument	20171704

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$728.00 (+16.85%) Homeowner's exemption	$118,000 (+18%) Land $15,500 Building $102,500	$118,000 (+18%) Land $15,500 Building $102,500
2024	$623.00 (+74.02%)
2023		$100,000 (+15.34%) Land $15,500 Building $84,500	$100,000 (+15.34%) Land $15,500 Building $84,500
2022	$358.00	$86,700 Land $9,200 Building $77,500	$86,700 Land $9,200 Building $77,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wells County (18179C), updated September 30, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181790405001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1985–2015)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jun 2015, rainfall accumulation
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 623 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Craigville Telephone Company	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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