5018 E 3rd St, Panama City, FL 32404 Property Records

Bay County property record for 5018 E 3rd St, Panama City, FL 32404

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 1 ba · 977 sqft · built 1920
Lot Size	0.627 acres (27,312 sqft)
Owner	Individual Name on File
Tax Bill	$873 (2025)
Flood Zone	Zone X (minimal risk)
APN	`25755-000-000`

Property Details

APN / Parcel Number

Primary APN	`25755-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	977 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	977 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,312 sqft (0.627 acres)
Lot Dimensions	107 ft deep x 66 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Porch	Porch
Porch Area	477 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5018 E 3RD ST
City	PANAMA CITY
State	FL
Zip	32404-7005
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	24 4S 14W -5- 119D1- BEG 982.1 W & 462 N OF SE COR OF NW1/4 OF NE1/4 TH W 66 N 107 TO S R/W 3RD ST TH E 81 N 62 E 112.4 S 169 W 127.4 TO POB * AND * BEG 982.1 W & 462 N OF SE COR OF NW1/4 OF NE1/4 TH RUN S50 DEG E 88.89 S76 DEG E 46.54 N11 DEG E FOR
Legal Range	14W
Legal Township	04S
Legal Section	24
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3002
Census Tract	900

Owner

Source: Bay County records · APN 25755-000-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1001 ARROW ST, PANAMA CITY, FL 32404-7058
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 12, 2006
Transfer Doc	0028221229
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Parker City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$873.00 (+10.65%)	$62,138 (+17.59%)	$62,867 (+18.97%) Land $62,866 Building $1
2024	$789.00 (+6.48%)
2023	$741.00 (+54.05%)	$52,844 (+11.54%) Land $52,843 Building $1	$52,844 (+11.54%) Land $52,843 Building $1
2022	$481.00	$47,377 Land $47,377	$47,377 Land $47,377

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	44 units insured incl. 6 condo units
Nearby Flood Claims	16 (1987–2018)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 10 claims Hurricane Opal, Oct 1995 · 2 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 201 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PARKER, CITY OF WATER SYSTEM serves 4,358 people
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Jan 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.