Bay County property record for 5017 E 3rd St, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,096 sqft · built 1998 |
| Lot Size | 0.205 acres (8,973 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $108,600 (May 2017) |
| Tax Bill | $797 (2025) |
| Deeds & Mortgages | May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25751-012-000 |
| Primary APN | 25751-012-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,096 sqft Heated Area |
| Gross Area | 1,413 sqft |
| 1st Floor Area | 1,096 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,973 sqft (0.205 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Garage Area | 285 sqft |
| Driveway | Driveway |
| Driveway Area | 450 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | Deck Area |
| Patio Area | 168 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 5017 E 3RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-7017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24 4S 14W -1.4- 119D1 COM AT NW COR OF NE1/4 E 42.36 S 592.80' E 202.50' FOR POB E |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 24 |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 900 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5017 E 3RD ST, PANAMA CITY, FL 32404-7017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2017 · Amount on Record |
| Deed Sale | May 12, 2017 · Amount on Record |
| Prior Sale | Aug 20, 2003 · Amount on Record |
| Deed Document Number | 2017027231 |
| Deed Book / Page | 3900 / 0455 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 12, 2017 |
| Property Address | 5017 E 3RD ST, PANAMA CITY, FL 32404-7017 |
| Document Number | 0039000455 |
| Book / Page | 3900 / 0455 |
| Instrument Date | May 1, 2017 |
| Instrument | 2017027231 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | H&S TITLE AND ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 QUEENS CIR, 100, PANAMA CITY, FL 32405-1910 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 7703, PANAMA CITY BEACH, FL 32413-4232 |
| Document Number | 2017027232 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 2017027232 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Parker City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $797.00 (+8.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $102,881 (+5.99%) | $127,421 (+15.47%) Land $26,392 Building $101,029 |
| 2023 | $732.00 (+36.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $97,070 (+3%) | $110,353 (+9.95%) Land $22,185 Building $88,168 |
| 2022 | $536.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $94,243 | $100,363 Land $19,890 Building $80,473 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 44 units insured incl. 6 condo units |
| Nearby Flood Claims | 16 (1987–2018) |
| Claims Outside the SFHA | 8 of 16 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARKER, CITY OF WATER SYSTEM serves 4,358 people · EPA ID FL1030520 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures