4934 E 3rd St, Panama City, FL 32404 Property Records

Bay County property record for 4934 E 3rd St, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,976 sqft · built 1957
Lot Size	0.687 acres (29,926 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Mar 2023)
Tax Bill	$3,965 (2025)
Deeds & Mortgages	Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`25910-000-000`

Property Details

APN / Parcel Number

Primary APN	`25910-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,976 sqft Heated Area
Gross Area	2,746 sqft
1st Floor Area	390 sqft
2nd Floor Area	1,586 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	29,926 sqft (0.687 acres)
Lot Dimensions	173 ft deep x 173 ft wide
Garage Type	Carport
Garage Area	390 sqft
Carport	Carport
Driveway	Driveway
Driveway Area	160 sqft
Porch	Porch
Porch Area	380 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4934 E 3RD ST
City	PANAMA CITY
State	FL
Zip	32404-7051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKER PLAT MAP 119D2 LOT 63 ORB 4672 P 149
Legal Range	14W
Legal Township	04S
Legal Section	24
Legal Subdivision	PARKER PLAT
Legal Lot Number	63
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3004
Census Tract	900

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4934 E 3RD ST, PANAMA CITY, FL 32404-7051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Prior Sale	Sep 16, 2014 · Amount on Record
Deed Document Number	2023018610
Deed Book / Page	4672 / 149
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 28, 2023
Property Address	4934 E 3RD ST, PANAMA CITY, FL 32404-7051
Document Number	0046720149
Book / Page	4672 / 149
Map Reference	MB 5 PG 2
Instrument Date	Mar 27, 2023
Instrument	2023018610
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	ANCHOR TITLE COMPANY, ANCHOR TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 PAM LN, HARTSELLE, AL 35640-8073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4934 E 3RD ST, PANAMA CITY, FL 32404-7051

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Parker City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,965.00 (+51.8%)	$283,379 (+53.22%) Land $62,669 Building $220,710	$283,379 (+53.22%) Land $62,669 Building $220,710
2023	$2,612.00 (+53.2%)	$184,954 (+10.23%) Land $52,678 Building $132,276	$184,954 (+10.23%) Land $52,678 Building $132,276
2022	$1,705.00	$167,790 Land $47,229 Building $120,561	$167,790 Land $47,229 Building $120,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	44 units insured incl. 6 condo units
Nearby Flood Claims	16 (1987–2018)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 10 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARKER, CITY OF WATER SYSTEM serves 4,358 people · EPA ID FL1030520
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Jan 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20