4936 E 3rd St, Panama City, FL 32404 Property Records

Bay County property record for 4936 E 3rd St, Panama City, FL 32404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1950
Lot Size0.357 acres (15,551 sqft)
Owner2 Owner Names on Record
Last Sale$73,000 (Sep 2001)
Tax Bill$1,162 (2025)
Flood ZoneZone AE (high risk)
APN25912-000-000

Property Details

APN / Parcel Number

Primary APN25912-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Heated Area
Gross Area1,674 sqft
1st Floor Area1,120 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,551 sqft (0.357 acres)
Lot Dimensions173 ft deep x 90 ft wide
PorchPorch
Porch Area218 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4936 E 3RD ST
CityPANAMA CITY
StateFL
Zip32404-7051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARKER PLAT-(64.2)-119D2- W 90' LOT 64 ORB 2068 P 1868
Legal Range14W
Legal Township04S
Legal Section24
Legal SubdivisionPARKER PLAT
Legal Lot Number64
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3004
Census Tract900

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address4936 E 3RD ST, PANAMA CITY, FL 32404-7051
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2001 · Amount on Record
Deed SaleSep 17, 2001 · Amount on Record
Deed Document Number2001-051544
Deed Book / Page2068 / 1868
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityParker City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,162.00 (+17.97%)$87,143 (+24.74%) Land $32,602 Building $54,541$87,143 (+24.74%) Land $32,602 Building $54,541
2023$985.00 (+53.19%)$69,857 (+10.38%) Land $27,405 Building $42,452$69,857 (+10.38%) Land $27,405 Building $42,452
2022$643.00$63,288 Land $24,570 Building $38,718$63,288 Land $24,570 Building $38,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 38 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies44 units insured
incl. 6 condo units
Nearby Flood Claims16 (1987–2018)
Claims Outside the SFHA8 of 16
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 10 claims
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPARKER, CITY OF WATER SYSTEM
serves 4,358 people · EPA ID FL1030520
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionJan 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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