5011 Cross Pointe Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 5011 Cross Pointe Dr, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,080 sqft · built 1992
Lot Size	0.314 acres (13,687 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Aug 2013)
Tax Bill	$5,103 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-758-1444-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-1444-2`
Alternative APNs	`03-28-16-19688-001-0480` `281603196880010480` `162803196880010480` `R21040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	2,971 sqft
1st Floor Area	2,080 sqft
Flooring	Carpet

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	13,687 sqft (0.314 acres)
Lot Dimensions	171 ft deep x 80 ft wide
View / Lot	Park
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	263 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R21040
Street Address	5011 CROSS POINTE DR
City	OLDSMAR
State	FL
Zip	34677-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSS POINTE BLK 1, LOT 48
Legal Range	16E
Legal Township	28S
Legal Section	3
Legal Subdivision	CROSS POINTE
Legal Tract	19688
Legal Block	1
Legal Lot Number	48
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	27325

Owner

5011 Cross Pointe Dr is owned and occupied by two individuals who bought it in August 2013.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5011 CROSS POINTE DR, OLDSMAR, FL 34677-5213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit ACHIEVA CREDIT UNION
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH MORTGAGE LLC
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2013 · Amount on File
Deed Sale	Aug 29, 2013 · Amount on File
Deed Document Number	2013284300
Deed Book / Page	18141 / 2675
Prior Transfer Date	Jan 15, 2009
Prior Transfer Doc	0164851618
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Jun 26, 2026
Property Address	5011 CROSS POINTE DR, OLDSMAR, FL 34677-5213
Document Number	0000172343
Book / Page	23607 / 1007
Instrument Date	Jun 22, 2026
Instrument	2026172343
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000172343,
Date	Jun 26, 2026
Book Page	23607/1007
Instrument	2026172343

Lender

Name	ACHIEVA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 27, 2051

Interest

Rate	6.51%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	5011 CROSS POINTE DR, OLDSMAR, FL 34677-5213
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5011 CROSS POINTE DR, OLDSMAR, FL 34677-5213

Mortgage

Document Number	0216860169
Date	Aug 25, 2021
Book Page	21686/169
Instrument	2021279157

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	5011 CROSS POINTE DR, OLDSMAR, FL 34677-5213
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199210761
Date	Jan 26, 2018
Book Page	19921/0761
Instrument	2018026492

Lender

Name	COMMONWEALTH MORTGAGE LLC
Type	Mortgage Company
Address	WOBURN, MA 01801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	5011 CROSS POINTE DR, OLDSMAR, FL 34677-5213
Document Number	0206042262
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5011 CROSS POINTE DR OLDSMAR FL 346775213, OLDSMAR, FL 34677-5213

Mortgage

Document Number	0206042262
Date	Jul 8, 2019
Book Page	020604/002262
Instrument	214305

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 7, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5011 Cross Pointe Dr was $5,103 with a homeowner's exemption, up 5.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,103.00 (+5.76%) Homeowner's exemption	$317,039	$647,862 Land $150,688 Building $497,174
2024	$4,825.00 (+1.81%)
2023	$4,739.00 (+2.84%) Homeowner's exemption	$299,130 (+3%)	$594,173 (+22.98%) Land $207,850 Building $386,323
2022	$4,608.00 Homeowner's exemption	$290,417	$483,164 Land $187,544 Building $295,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5011 Cross Pointe Dr in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 209 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	209 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5011 Cross Pointe Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Pointe Dr

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