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5027 Cross Pointe Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 5027 Cross Pointe Dr, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,263 sqft · built 1993
Lot Size0.344 acres (14,976 sqft)
Owner2 Individual Names on File
Last Sale$820,000 (Aug 2026)
Tax Bill$12,264 (2025)
Deeds & MortgagesOct 2026 Mortgage
Aug 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNC62-000-758-1446-7

Property Details

APN / Parcel Number

Primary APNC62-000-758-1446-7
Alternative APNs
  • 03-28-16-19688-001-0500
  • 281603196880010500
  • 162803196880010500
  • R21042

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,263 sqft Living Area
Gross Area3,233 sqft
1st Floor Area2,263 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Exterior MaterialBrick/Concrete Block Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area14,976 sqft (0.344 acres)
Lot Dimensions177 ft deep x 91 ft wide
View / LotPark
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area486 sqft
Deck Area160 sqft
Patio Area160 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR21042
Street Address5027 CROSS POINTE DR
CityOLDSMAR
StateFL
Zip34677-5213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD251
Legal DescriptionCROSS POINTE BLK 1, LOT 50
Legal Range16E
Legal Township28S
Legal Section3
Legal SubdivisionCROSS POINTE
Legal Tract19688
Legal Block1
Legal Lot Number50
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1007
Census Tract27325

Owner

5027 Cross Pointe Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Pinellas County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address5027 CROSS POINTE DR, OLDSMAR, FL 34677-5213
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
TOP FLITE FINANCIAL
Aug 26, 2026Warranty Deed, Transfer · Conventional Mortgage
TOP FLITE FINANCIAL
Aug 4, 2023Warranty Deed, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2026 · Amount on File
Deed SaleAug 26, 2026 · Amount on File
Prior SaleJul 3, 2025 · Amount on File
Deed Document Number2026229480
Deed Book / Page23674 / 761
Prior Transfer DateApr 14, 2025
Prior Transfer Doc0231341666
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateOct 6, 2026
Property Address5027 CROSS POINTE DR, OLDSMAR, FL 34677-5213
Document Number0000265695
Book / Page23715 / 1305
Instrument DateAug 25, 2026
Instrument2026265695
Transaction TypeMortgage
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 LINDSAY LN, OLDSMAR, FL 34677-4820

Mortgage

Document Number0000265695,
DateOct 6, 2026
Book Page23715/1305
Instrument2026265695
Lender
NameTOP FLITE FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 26, 2026
Property Address5027 CROSS POINTE DR, OLDSMAR, FL 34677-5213
Document Number0000229480
Book / Page23674 / 761
Instrument DateAug 25, 2026
Instrument2026229480
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$579,740.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5027 CROSS POINTE DR, OLDSMAR, FL 34677-5213

Mortgage

Document Number0000229481,
DateAug 26, 2026
Book Page23674/763
Instrument2026229481
Lender
NameTOP FLITE FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 4, 2023
Property Address5027 CROSS POINTE DR, OLDSMAR, FL 34677-5213
Document Number0225261854
Book / Page22526 / 1854
Map ReferenceMB 106 PG 49-54
Instrument DateAug 1, 2023
Instrument2023203199
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyACR TITLE GROUP LLLP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,865.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address900 W LAKE RD # RDE218, RDE218, PALM HARBOR, FL 34684-3142

Transferred To (Grantee/Buyer)

NameVerified Name
Address5027 CROSS POINTE DR, OLDSMAR, FL 34677-5213

Mortgage

Document Number0225261856
DateAug 4, 2023
Instrument22526/1856
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5027 Cross Pointe Dr was $12,264.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,264.00$672,015 Land $167,056 Building $504,959$672,015 Land $167,056 Building $504,959
2023$4,259.00 (+1.04%) Homeowner's exemption Veteran's exemption Widower's exemption$282,381 (+3%)$662,118 (+25.56%) Land $233,147 Building $428,971
2022$4,215.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$274,156$527,349 Land $208,069 Building $319,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5027 Cross Pointe Dr in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 209 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies209 in force
Nearby Flood Claims10 (2011–2024)
Claims Outside the SFHA10 of 10
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5027 Cross Pointe Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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