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417 Laurel Dr, Saint Joseph, IL 61873 Property Records

Champaign County property record for 417 Laurel Dr, Saint Joseph, IL 61873

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,042 sqft · built 1996
Lot Size0.224 acres (9,744 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Nov 2021)
Tax Bill$6,012 (2024)
Deeds & MortgagesNov 2021 Sale & Mortgage
Sep 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-22-11-457-023

Property Details

APN / Parcel Number

Primary APN28-22-11-457-023

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,042 sqft Living Area
Gross Area2,646 sqft
1st Floor Area178 sqft
Basement Area1,042 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialOther
Lot Area9,744 sqft (0.224 acres)
Garage TypeAttached
Garage Area562 sqft
Parking Spaces4 Parking Spaces
PorchOpen Frame Porch
Porch Area266 sqft
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address417 LAUREL DR
CitySAINT JOSEPH
StateIL
Zip61873-9420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 129 WOODARDS CRESTWOOD SUB 5TH ADD
Legal Range10E
Legal Township19N
Legal Section11
Legal SubdivisionWOODARDS CRESTWOOD SUB 5TH ADD
Legal Lot Number129
JurisdictionCHAMPAIGN IL
Township / Civil DivisionST. JOSEPH
Census Block Group2
Census Block2027
Census Tract10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address417 LAUREL DR, SAINT JOSEPH, IL 61873-9420
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Warranty Deed, Transfer · Conventional Mortgage
MIDLAND STATES BANK
Sep 8, 2020Affidavit of Death, Transfer
ATTORNEY ONLY
Aug 19, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2021 · Amount on Record
Deed SaleNov 24, 2021 · Amount on Record
Prior SaleDec 27, 2005 · Amount on Record
Deed Document Number202127718
Prior Transfer DateAug 7, 2020
Prior Transfer Doc0000016553
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateNov 24, 2021
Property Address417 LAUREL DR, SAINT JOSEPH, IL 61873-9420
Document Number0000027718
Instrument DateNov 22, 2021
Instrument2021R27718
Transaction TypeTransfer
Record UpdatedDec 8, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 LAUREL DR, SAINT JOSEPH, IL 61873-9420

Mortgage

Document Number0000027719
DateNov 24, 2021
Instrument2021R27719
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

September 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionCHAMPAIGN IL
Recording DateSep 8, 2020
Property Address417 LAUREL DR, SAINT JOSEPH, IL 61873-9420
Document Number0000018036
Instrument DateAug 7, 2020
Instrument18036
Transaction TypeTransfer
Record UpdatedOct 14, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 GLENDALE DR HOMER IL 618491203, HOMER, IL 61849-1203

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateAug 19, 2020
Property Address417 LAUREL DR, SAINT JOSEPH, IL 61873-9420
Document Number0000016553
Instrument DateAug 7, 2020
Instrument16553
Transaction TypeTransfer
Record UpdatedOct 1, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 LAUREL DRIVE ST ST JOSEPH IL 61873, ST JOSEPH, IL 61873

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionSt. Joseph Township
MunicipalitySt. Joseph Village
Elementary School DistrictSt. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School DistrictSt. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$98,160 (+25.28%) Land $15,850 Building $82,310$294,480 (+25.28%) Land $47,550 Building $246,930
2024$6,012.00 (+12.97%)
2022$5,322.00 Homeowner's exemption$78,350 Land $12,650 Building $65,700$235,050 Land $37,950 Building $197,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Volo.net Internet+Tech
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Fidium Fiber, Nextlink.

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