501 Jay Dr, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 501 Jay Dr, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	0.71 acres (30,940 sqft)
Owner	Company Name on Record
Tax Bill	$8,257 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-301-029`

Property Details

APN / Parcel Number

Primary APN	`06-25-301-029`

Exterior

Lot Area	30,940 sqft (0.71 acres)

Location & Zoning

Street Address	501 JAY DR
City	MOUNT VERNON
State	IL
Zip	62864-7007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKELAND SUB PT II LT 27 & OL E LAKELAND SUB PT V LOAN220011710000100109819
Legal Subdivision	LAKELAND SUB
Legal Lot Number	27
Jurisdiction	JEFFERSON IL
Township / Civil Division	SHILOH
Census Block Group	3
Census Block	3002
Census Tract	50500

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	501 JAY DR, MOUNT VERNON, IL 62864-7007
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 20, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 27, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOTCOM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 18, 2012
Transfer Doc	201205103
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	501 JAY DR, MOUNT VERNON, IL 62864-7007
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101571
Date	Apr 6, 2021
Instrument	202101571

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	501 JAY DR, MOUNT VERNON, IL 62864-7007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701605
Date	Apr 20, 2017
Instrument	201701605

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.25%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	501 JAY DR, MOUNT VERNON, IL 62864-7007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201804489
Date	Sep 27, 2018
Instrument	201804489

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Shiloh Township
Municipality	Mount Vernon City
Elementary School District	Mount Vernon School District 80 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,257.00 (+1.88%) Homeowner's exemption Senior Citizen's exemption	$115,889 (+8%) Land $14,975 Building $100,914	$347,667 (+8%) Land $44,925 Building $302,742
2024	$8,105.00 (-8.17%)	$107,305 (+1.12%) Land $13,866 Building $93,439	$321,915 (+1.12%) Land $41,598 Building $280,317
2022		$106,121 Land $13,594 Building $92,527	$318,363 Land $40,782 Building $277,581
2021	$8,826.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Wisper ISP.

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