508 Jay Dr, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 508 Jay Dr, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	0.306 acres (13,365 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Apr 2019)
Tax Bill	$5,826 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-303-009`

Property Details

APN / Parcel Number

Primary APN	`06-25-303-009`

Exterior

Lot Area	13,365 sqft (0.306 acres)

Location & Zoning

Street Address	508 JAY DR
City	MOUNT VERNON
State	IL
Zip	62864-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKELAND SUB PT 4 LOT 10
Legal Subdivision	LAKELAND SUB
Legal Lot Number	10
Jurisdiction	JEFFERSON IL
Township / Civil Division	SHILOH
Census Block Group	3
Census Block	3001
Census Tract	50500

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	508 JAY DR, MOUNT VERNON, IL 62864-7006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 18, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION
Apr 26, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Prior Sale	Jul 15, 2016 · Amount on Record
Deed Document Number	20191777
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	508 JAY DR, MOUNT VERNON, IL 62864-7006
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600373
Date	Feb 2, 2026
Instrument	202600373

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 10, 2066

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	508 JAY DR, MOUNT VERNON, IL 62864-7006
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301681
Date	May 18, 2023
Instrument	202301681

Lender

Name	PNC BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 10, 2063

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Apr 26, 2019
Property Address	508 JAY DR, MOUNT VERNON, IL 62864-7006
Document Number	0201901777
Instrument Date	Apr 26, 2019
Instrument	201901777
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 MICK RD, MOUNT VERNON, IL 62864-5771

Mortgage

Document Number	0201901778
Date	Apr 26, 2019
Instrument	201901778

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0201901777
Date	Apr 26, 2019
Instrument	201901777

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Shiloh Township
Municipality	Mount Vernon City
Elementary School District	Mount Vernon School District 80 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,826.00 (+1.68%)	$80,014 (+34.97%) Land $6,570 Building $73,444	$240,042 (+34.97%) Land $19,710 Building $220,332
2024	$5,730.00 (+15.9%)
2022		$59,281 Land $5,964 Building $53,317	$177,843 Land $17,892 Building $159,951
2021	$4,944.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON serves 15,793 people · EPA ID IL0810300
Water Source	Purchased surface water from REND LAKE INTER-CITY WATER SYSTEM
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Wisper ISP.

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