509 Jay Dr, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 509 Jay Dr, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	0.343 acres (14,973 sqft)
Owner	2 Individuals on Record
Last Sale	$280,000 (Sep 2007)
Tax Bill	$7,787 (2024)
Deeds & Mortgages	Oct 2007 Mortgage Mar 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-301-009`

Property Details

APN / Parcel Number

Primary APN	`06-25-301-009`

Exterior

Lot Area	14,973 sqft (0.343 acres)

Location & Zoning

Street Address	509 JAY DR
City	MOUNT VERNON
State	IL
Zip	62864-7007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKELAND SUB PT 4 LOT 8
Legal Subdivision	LAKELAND SUB
Legal Lot Number	8
Jurisdiction	JEFFERSON IL
Township / Civil Division	SHILOH
Census Block Group	3
Census Block	3002
Census Tract	50500

Owner

Source: Jefferson County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	509 JAY DR, MOUNT VERNON, IL 62864-7007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2007	Deed of Trust, Mortgage PEOPLES NATIONAL BANK NA
Mar 3, 2008	Deed of Trust, Mortgage PEOPLES NATIONAL BANK NA
Nov 4, 2010	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST BANK OF THE HEARTLAND
Dec 8, 2010	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST BANK OF THE HEARTLAND
Sep 6, 2007	Warranty Deed, Transfer · ARM PEOPLES NATIONAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2007 · Amount on Record
Deed Sale	Sep 6, 2007 · Amount on Record
Deed Document Number	20076173
Record Updated	Sep 20, 2026

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	509 JAY DR, MOUNT VERNON, IL 62864-7007
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200706888
Date	Oct 10, 2007
Instrument	200706888

Lender

Name	PEOPLES NATIONAL BANK NA
Address	MOUNT VERNON, IL 62864

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2027

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	509 JAY DR, MOUNT VERNON, IL 62864-7007
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200801133
Date	Mar 3, 2008
Instrument	200801133

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2028

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	509 JAY DR, MOUNT VERNON, IL 62864-7007
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201005974
Date	Nov 4, 2010
Instrument	201005974

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND
Address	MOUNT VERNON, IL 62864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2025

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	509 JAY DR, MOUNT VERNON, IL 62864-7007
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201006643
Date	Dec 8, 2010
Instrument	201006643

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND
Address	MOUNT VERNON, IL 62864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2025

September 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Sep 6, 2007
Property Address	509 JAY DR, MOUNT VERNON, IL 62864-7007
Document Number	0200706173
Map Reference	MB4 PG3
Instrument Date	Aug 8, 2007
Instrument	200706173
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	509 JAY DR, MOUNT VERNON, IL 62864-7007
Investor	Possibly a Property Investor

Mortgage

Document Number	0200706174
Date	Sep 6, 2007
Instrument	200706174

Lender

Name	PEOPLES NATIONAL BANK NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	10.2%
Index	1-Year T-Bill
Max Rate	14.2%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Shiloh Township
Municipality	Mount Vernon City
Elementary School District	Mount Vernon School District 80 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,414 (+16.26%) Land $7,321 Building $99,093	$319,242 (+16.26%) Land $21,963 Building $297,279
2024	$7,787.00 (-1.94%)
2022		$91,528 Land $6,646 Building $84,882	$274,584 Land $19,938 Building $254,646
2021	$7,941.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Wisper ISP.

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