424 Jay Dr, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 424 Jay Dr, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	0.414 acres (18,041 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Apr 2026)
Tax Bill	$4,706 (2024)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-304-001`

Property Details

APN / Parcel Number

Primary APN	`06-25-304-001`

Exterior

Lot Area	18,041 sqft (0.414 acres)

Location & Zoning

Street Address	424 JAY DR
City	MOUNT VERNON
State	IL
Zip	62864-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKELAND SUB PART II LOT 24
Legal Subdivision	LAKELAND SUB
Legal Lot Number	24
Jurisdiction	JEFFERSON IL
Township / Civil Division	SHILOH
Census Block Group	3
Census Block	3004
Census Tract	50500

Owner

Source: Jefferson County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	424 JAY DR, MOUNT VERNON, IL 62864-2248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 1, 2026	Warranty Deed, Transfer ANTONIK TITLE
Dec 7, 2018	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Dec 7, 2018 · Amount on Record
Deed Document Number	20261170
Last Transfer Date	Apr 7, 2026
Transfer Doc	0000001272
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON IL
Recording Date	Apr 9, 2026
Property Address	424 JAY DR, MOUNT VERNON, IL 62864-2248
Document Number	0000001272
Instrument Date	Apr 7, 2026
Instrument	20261272
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	424 JAY DR, MOUNT VERNON, IL 62864-2248

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Apr 1, 2026
Property Address	424 JAY DR, MOUNT VERNON, IL 62864-2248
Document Number	0000001170
Instrument Date	Mar 30, 2026
Instrument	20261170
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ANTONIK TITLE

Transaction

Amount	Amount Recorded
Tax	$37,117.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	704 INDIAN RIDGE RD, LOUISVILLE, KY 40207-1751

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Dec 7, 2018
Property Address	424 JAY DR, MOUNT VERNON, IL 62864-2248
Document Number	201805422
Instrument Date	Nov 29, 2018
Instrument	201805422
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 JAY DR, MOUNT VERNON, IL 62864-2248

Mortgage

Document Number	0201805423
Date	Dec 7, 2018
Instrument	201805423

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Shiloh Township
Municipality	Mount Vernon City
Elementary School District	Mount Vernon School District 80 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,882 (+8%) Land $8,853 Building $58,029	$200,646 (+8%) Land $26,559 Building $174,087
2024	$4,706.00 (+24.17%)	$61,928 (+32.12%) Land $8,197 Building $53,731	$185,784 (+32.12%) Land $24,591 Building $161,193
2022		$46,872 Land $8,036 Building $38,836	$140,616 Land $24,108 Building $116,508
2021	$3,790.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON serves 15,793 people · EPA ID IL0810300
Water Source	Purchased surface water from REND LAKE INTER-CITY WATER SYSTEM
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delta Communications Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: LTD Broadband, Wisper ISP.

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