501 Cherry St, Henderson, KY 42420 Property Records

Henderson County property record for 501 Cherry St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1940
Lot Size	0.255 acres (11,100 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Sep 2026)
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-3-3-12`

Property Details

APN / Parcel Number

Primary APN	`2-3-3-12`
Alternative APN	`43876`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Finished Area
Basement Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,100 sqft (0.255 acres)
Lot Dimensions	148 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	440 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	43876
Street Address	501 CHERRY ST
City	HENDERSON
State	KY
Zip	42420-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2016
Census Tract	20501

Owner

Source: Henderson County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	501 CHERRY ST, HENDERSON, KY 42420-4023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Sep 23, 2026	Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jun 8, 2018	Deed, Transfer · Conventional Mortgage CLASS ACT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Jun 8, 2018 · Amount on Record
Deed Document Number	20269910
Deed Book / Page	694 / 582
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Recording Date	Sep 23, 2026
Property Address	501 CHERRY ST, HENDERSON, KY 42420-4023
Document Number	0000009911
Book / Page	1515 / 480
Instrument Date	Sep 21, 2026
Instrument	20269911
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 PORTER DR, HENDERSON, KY 42420-4529

Mortgage

Document Number	0000009911,
Date	Sep 23, 2026
Book Page	1515/480
Instrument	20269911

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Sep 23, 2026
Property Address	501 CHERRY ST, HENDERSON, KY 42420-4023
Document Number	0000009910
Book / Page	694 / 582
Instrument Date	Sep 21, 2026
Instrument	20269910
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,695.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 CHERRY ST, HENDERSON, KY 42420-4023
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009911,
Date	Sep 23, 2026
Instrument	20269911

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jun 8, 2018
Property Address	501 CHERRY ST, HENDERSON, KY 42420-4023
Document Number	RE0631/218
Book / Page	RE 0631 / 218
Instrument Date	May 25, 2018
Instrument	2018005999
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7189 RUCKER 1 RD E, 7189, HENDERSON, KY 42420-8985

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 CHERRY ST, HENDERSON, KY 42420-4023

Mortgage

Document Number	2018006000
Date	Jun 8, 2018
Instrument	2018006000

Lender

Name	CLASS ACT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,718.00 (-0.81%)	$155,000 (-)	$155,000 (-)
2023	$1,732.00 (+0.87%)	$155,000 (-)	$155,000 (-)
2022	$1,717.00	$155,000	$155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

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