517 Cherry St, Henderson, KY 42420 Property Records

Henderson County property record for 517 Cherry St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,522 sqft · built 1942
Lot Size	0.17 acres (7,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Sep 2026)
Tax Bill	$1,724 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-3-3-9`

Property Details

APN / Parcel Number

Primary APN	`2-3-3-9`
Alternative APNs	`46497` `52671`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,522 sqft Finished Area
Basement Area	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,400 sqft (0.17 acres)
Lot Dimensions	148 ft deep x 50 ft wide
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	52671
Street Address	517 CHERRY ST
City	HENDERSON
State	KY
Zip	42420-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2016
Census Tract	20501

Owner

Source: Henderson County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	517 CHERRY ST, HENDERSON, KY 42420-4023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed, Transfer FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Sep 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MASTERS OF INDIANA INC
Feb 12, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 5, 2020	Deed, Transfer · FHA Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Sep 27, 2023 · Amount on Record
Deed Document Number	202610153
Deed Book / Page	694 / 773
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Sep 30, 2026
Property Address	517 CHERRY ST, HENDERSON, KY 42420-4023
Document Number	0000010153
Book / Page	694 / 773
Instrument Date	Sep 25, 2026
Instrument	202610153
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$25,149.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	517 CHERRY ST, HENDERSON, KY 42420-4023

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Recording Date	Aug 7, 2026
Property Address	517 CHERRY ST, HENDERSON, KY 42420-4023
Document Number	0000008076
Book / Page	1510 / 323
Instrument Date	May 22, 2026
Instrument	20268076
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	CLASS ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 CHERRY ST, HENDERSON, KY 42420-4023

Mortgage

Document Number	0000008076,
Date	Aug 7, 2026
Book Page	1510/323
Instrument	20268076

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	517 CHERRY ST, HENDERSON, KY 42420-4023
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 MALLARD LN, HENDERSON, KY 42420-8836

Mortgage

Document Number	MT1428/408
Date	Sep 27, 2023
Book Page	MT1428/408
Instrument	2023008870

Lender

Name	MORTGAGE MASTERS OF INDIANA INC
Type	Mortgage Company
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	517 CHERRY ST, HENDERSON, KY 42420-4023
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1344/83
Date	Feb 12, 2021
Book Page	MT 1344/83
Instrument	2021001545

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Feb 5, 2020
Property Address	517 CHERRY ST, HENDERSON, KY 42420-4023
Document Number	RE0642/234
Book / Page	RE 0642 / 234
Instrument Date	Feb 3, 2020
Instrument	2020001196
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	884 BEECHWOOD DR, 884, HENDERSON, KY 42420-5171

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	517 CHERRY ST, HENDERSON, KY 42420-4023

Mortgage

Document Number	2020001197
Date	Feb 5, 2020
Instrument	2020001197

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,724.00 (+10.94%) Homeowner's exemption	$155,500 (+11.87%)	$155,500 (+11.87%)
2023	$1,554.00 (+0.91%) Homeowner's exemption	$139,000 (-)	$139,000 (-)
2022	$1,540.00 Homeowner's exemption	$139,000	$139,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Watch TV.

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