Henderson County property record for 433 Cherry St, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,815 sqft · built 1875 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,000 (May 2016) |
| Tax Bill | $1,075 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-3-4-3 |
| Primary APN | 2-3-4-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,815 sqft Finished Area |
| Year Built | Built 1875 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 200 ft deep x 39 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 429 sqft |
| Deck Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 40382 |
|---|---|
| Street Address | 433 CHERRY ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-4021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | TAYLOR ADDITION |
| Legal Lot Number | 119 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20501 |
Source: Henderson County records · APN 2-3-4-3
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 CHERRY ST, HENDERSON, KY 42420-4021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2016 · Amount on Record |
| Deed Sale | May 02, 2016 · Amount on Record |
| Prior Sale | Dec 27, 2012 · Amount on Record |
| Deed Document Number | 2016004786 |
| Deed Book / Page | RE 0617 / 005 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 433 CHERRY ST, HENDERSON, KY 42420-4021 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 433 CHERRY ST, HENDERSON, KY 42420-4021 |
| Document Number | MT1389/241 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | MT1389/241 |
| Instrument | 2022004097 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | May 01, 2046 |
Source: Henderson County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,075.00 (-0.83%) | $97,000 (-) | $97,000 (-) |
| 2023 | $1,084.00 (+0.93%) | $97,000 (-) | $97,000 (-) |
| 2022 | $1,074.00 | $97,000 | $97,000 |
Source: FEMA National Flood Hazard Layer, Henderson County (21101C), updated May 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 297 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Benton Ridge Telephone Company.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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