Henderson County property record for 435 Cherry St, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,016 sqft · built 1910 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,000 (Jul 2018) |
| Tax Bill | $687 (2025) |
| Deeds & Mortgages | Jul 2018 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-3-4-2 |
| Primary APN | 2-3-4-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,016 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 44000 |
|---|---|
| Street Address | 435 CHERRY ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-4021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | TAYLOR FIELD |
| Legal Lot Number | 120 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20501 |
Source: Henderson County records · APN 2-3-4-2
Assessment roll updated November 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 CHERRY ST, HENDERSON, KY 42420-4021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 03, 2018 | Deed, Transfer · Conventional Mortgage LIBERTY FINANCIAL |
| Oct 19, 2017 | Deed of Trust, Mortgage · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICULTURE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 03, 2018 · Amount on Record |
| Deed Sale | Jul 03, 2018 · Amount on Record |
| Deed Document Number | 20187010 |
| Deed Book / Page | 631 / 758 |
| Prior Transfer Date | Jun 29, 2018 |
| Prior Transfer Doc | RE0631/758 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jul 03, 2018 |
| Property Address | 435 CHERRY ST, HENDERSON, KY 42420-4021 |
| Document Number | RE0631/758 |
| Book / Page | RE 0631 / 758 |
| Map Reference | DD 9 PG 211 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2018007010 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 18881 NW COST CREEK RD, 18881, HENDERSON, KY 42420 |
| Name | Verified Name |
|---|---|
| Address | 435 CHERRY ST, HENDERSON, KY 42420-4021 |
| Document Number | 2018007011 |
|---|---|
| Date | Jul 03, 2018 |
| Instrument | 2018007011 |
| Name | LIBERTY FINANCIAL |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 435 CHERRY ST, HENDERSON, KY 42420-4021 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017011819 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | MT 1250/386 |
| Instrument | 2017011819 |
| Name | UNITED STATES DEPARTMENT OF AGRICULTURE |
|---|---|
| Type | Government Agency |
| Address | LEXINGTON, KY 40503 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 06, 2057 |
| Rate | 2.5% |
|---|
Source: Henderson County records · Assessment roll updated November 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $687.00 (-0.87%) | $62,000 (-) | $62,000 (-) |
| 2023 | $693.00 (+1.02%) | $62,000 (-) | $62,000 (-) |
| 2022 | $686.00 | $62,000 | $62,000 |
Source: FEMA National Flood Hazard Layer, Henderson County (21101C), as of May 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Benton Ridge Telephone Company.
Based on FCC filings for 297 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0510188, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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