Osceola County property record for 405 Brown Chapel Rd, Saint Cloud, FL 34769
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,278 sqft · built 2005 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $83,000 (Jun 2015) |
| Tax Bill | $4,012 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 81467 |
| Primary APN | 81467 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,278 sqft Heated Area |
| 1st Floor Area | 1,620 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.369 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Package A/C |
|---|
| Account Number | 81467 |
|---|---|
| Street Address | 405 BROWN CHAPEL RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1935 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RMH |
| Legal Description | COM AT NW COR OF SEC, S 1836.02 FT, E 35 FT TO POB; E 160.50 FT, S 100 FT, W 160.33 FT, N 100 FT TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 03 |
| Legal Subdivision | WEST OF COLUMBIA ST CLOUD |
| Legal Block | 20 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 43203 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-1935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2015 · Amount on Record |
| Deed Sale | Jun 16, 2015 · Amount on Record |
| Prior Sale | Jul 2, 2002 · Amount on Record |
| Deed Document Number | 2015085012 |
| Deed Book / Page | 4794 / 1632 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,012.00 (+6%) | $236,900 (-2.47%) Land $48,000 Building $188,900 | $236,900 (-2.47%) Land $48,000 Building $188,900 |
| 2024 | $3,785.00 (+9.05%) | $242,900 (+10.56%) Land $48,000 Building $194,900 | $242,900 (+10.56%) Land $48,000 Building $194,900 |
| 2023 | $3,471.00 (+56.35%) | $219,700 (+68.61%) Land $42,000 Building $177,700 | $219,700 (+68.61%) Land $42,000 Building $177,700 |
| 2022 | $2,220.00 | $130,300 Land $36,000 Building $94,300 | $130,300 Land $36,000 Building $94,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 71 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, CenturyLink.
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