Oakland County property record for 500 E Troy St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,072 sqft · built 1925 |
| Lot Size | 0.083 acres (3,615 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,900 (Feb 2019) |
| Tax Bill | $5,320 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-34-228-001 |
| Primary APN | 24-25-34-228-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| 1st Floor Area | 858 sqft |
| Basement Area | 858 sqft |
| Unfinished Basement | 858 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,615 sqft (0.083 acres) |
| Lot Dimensions | 108 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 176 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 500 E TROY ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AI |
| Legal Description | T1N, R11E, SEC 34 THE LITTLE FARMS SUB W 1/3 OF LOT 222 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | THE LITTLE FARMS SUB |
| Legal Lot Number | 222 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 173500 |
Source: Oakland County assessment roll, APN 24-25-34-228-001, as of January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 500 E TROY ST, FERNDALE, MI 48220-2829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP |
| Feb 20, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 20, 2019 · Amount on Record |
| Deed Sale | Feb 20, 2019 · Amount on Record |
| Prior Sale | Jun 21, 2000 · Amount on Record |
| Deed Document Number | 201923798 |
| Deed Book / Page | 52588 / 824 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 14, 2022 |
| Property Address | 500 E TROY ST, FERNDALE, MI 48220-2829 |
| Document Number | 0000396687 |
| Book / Page | 57850 / 712 |
| Map Reference | LB 7 PG 29 |
| Instrument Date | May 13, 2022 |
| Instrument | 396687 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 E TROY ST, 500, FERNDALE, MI 48220-2829 |
| Name | Verified Name |
|---|---|
| Address | 9661 CAMBRIDGE DR, SALINE, MI 48176-9463 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 500 E TROY ST, FERNDALE, MI 48220-2829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 500 E TROY ST, FERNDALE, MI 48220-2829 |
| Document Number | 0000222281 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 55059/463 |
| Instrument | 222281 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 20, 2019 |
| Property Address | 500 E TROY ST, FERNDALE, MI 48220-2829 |
| Document Number | 0000023798 |
| Book / Page | 52588 / 00824 |
| Map Reference | LB 7 PG 29 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 023798 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,548.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 304 KEYSTONE ST, 304, BAY CITY, MI 48706-4070 |
| Name | Verified Name |
|---|---|
| Address | 9661 CAMBRIDGE DR, SALINE, MI 48176-9463 |
| Document Number | 0000023799 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 023799 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Oakland County assessment roll as of January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,320.00 (-4.49%) Homeowner's exemption | $104,960 (+5.95%) | $209,920 (+5.95%) |
| 2024 | $5,570.00 (+4.27%) | ||
| 2023 | $99,070 | $198,140 | |
| 2021 | $5,342.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251735002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 797 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system MI0002280, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNDALE serves 22,105 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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