1. Home
  2. Michigan
  3. Oakland County
  4. Ferndale
  5. E Troy St

462 E Troy St, Ferndale, MI 48220 Property Records

Oakland County property record for 462 E Troy St, Ferndale, MI 48220 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 772 sqft · built 1922
Lot Size0.125 acres (5,445 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jul 2023)
Tax Bill$4,773 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Apr 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-25-34-202-031

Property Details

APN / Parcel Number

Primary APN24-25-34-202-031

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area772 sqft Living Area
1st Floor Area772 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,445 sqft (0.125 acres)
Lot Dimensions108 ft deep x 50 ft wide
PorchSlab
Porch Area124 sqft
Deck Area125 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address462 E TROY ST
CityFERNDALE
StateMI
Zip48220-2852
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 34 THE LITTLE FARMS SUB W 1/2 OF LOT 221
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionTHE LITTLE FARMS SUB
Legal Lot Number221
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2003
Census Tract173500

Owner

Source: Oakland County records · APN 24-25-34-202-031

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address462 E TROY ST, FERNDALE, MI 48220-2852
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 13, 2023Deed of Trust, Mortgage · FHA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Jan 18, 2022Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 17, 2023 · Amount on Record
Deed SaleJul 17, 2023 · Amount on Record
Prior SaleDec 28, 2016 · Amount on Record
Deed Document Number202376857
Deed Book / Page58739 / 506
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 17, 2023
Property Address462 E TROY ST, FERNDALE, MI 48220-2852
Document Number0000076857
Book / Page58739 / 506
Map ReferenceLB 7 PG 29
Instrument DateJul 11, 2023
Instrument76857
Transaction TypeTransfer
Record UpdatedAug 01, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address462 E TROY ST, FERNDALE, MI 48220-2852

Transferred To (Grantee/Buyer)

NameVerified Name
Address1452 WOODHAVEN CT APT 1, 1, WATERFORD, MI 48327-4214

Mortgage

Document Number0058740446
DateJul 17, 2023
Instrument58740/446
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address462 E TROY ST, FERNDALE, MI 48220-2852
Transaction TypeMortgage
Record UpdatedJun 13, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address462 E TROY ST, FERNDALE, MI 48220-2852

Mortgage

Document Number0000041583
DateApr 13, 2023
Book Page58542/350
Instrument41583
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term285 Months
DueJan 01, 2047

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address462 E TROY ST, FERNDALE, MI 48220-2852
Transaction TypeMortgage
Record UpdatedMar 21, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address462 E TROY ST, FERNDALE, MI 48220-2852

Mortgage

Document Number0000297151
DateJan 18, 2022
Book Page57310/253
Instrument297151
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueJan 01, 2047

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,773.00 (-5.78%) Homeowner's exemption$96,650 (+9.7%)$193,300 (+9.7%)
2024$5,066.00 (+125.06%)
2023$88,100 (-0.52%)$176,200 (-0.52%)
2022$2,251.00 (-12.14%) Homeowner's exemption$88,560$177,120
2021$2,562.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Troy St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures