Oakland County property record for 450 E Troy St, Ferndale, MI 48220 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 848 sqft · built 1924 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Dec 2021) |
| Tax Bill | $8,590 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-34-202-069 |
| Primary APN | 24-25-34-202-069 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 848 sqft Living Area |
| 1st Floor Area | 848 sqft |
| Basement Area | 848 sqft |
| Unfinished Basement | 848 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,362 sqft (0.169 acres) |
| Lot Dimensions | 108 ft deep x 50 ft wide |
| Garage Area | 589 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 185 sqft |
| Deck Area | 49 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 450 E TROY ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T1N, R11E, SEC 34 THE LITTLE FARMS SUB E 2/3 OF LOT 220 11-16-92 FR 029 & 030 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | THE LITTLE FARMS SUB |
| Legal Lot Number | 11,220 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 173500 |
Source: Oakland County records · APN 24-25-34-202-069
Assessment roll updated February 4, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13097 FLORENTINE DR, SHELBY TOWNSHIP, MI 48315-4132 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on Record |
| Deed Sale | Dec 30, 2021 · Amount on Record |
| Prior Sale | Oct 27, 2016 · Amount on Record |
| Deed Document Number | 2021283568 |
| Deed Book / Page | 57234 / 208 |
| Prior Transfer Date | Nov 27, 2001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 30, 2021 |
| Property Address | 450 E TROY ST, FERNDALE, MI 48220-2852 |
| Document Number | 0000283568 |
| Book / Page | 57234 / 208 |
| Map Reference | LB 7 PG 29 |
| Instrument Date | Dec 03, 2021 |
| Instrument | 283568 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | NOT AVAILABLE, EMBASSY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 450 E TROY ST, 450, FERNDALE, MI 48220-2852 |
| Name | Verified Name |
|---|---|
| Address | 450 E TROY ST, FERNDALE, MI 48220-2852 |
| Document Number | 0057234211 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 57234/211 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 450 E TROY ST, FERNDALE, MI 48220-2852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000174938 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 53404/00696 |
| Instrument | 174938 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2034 |
Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,590.00 (-1.45%) | $129,280 (+9.15%) | $258,560 (+9.15%) |
| 2024 | $8,716.00 (+130.1%) | ||
| 2023 | $118,440 | $236,880 | |
| 2021 | $3,788.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures