Oakland County property record for 470 E Troy St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,113 sqft · built 1919 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $379,000 (Dec 2024) |
| Tax Bill | $6,162 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-34-202-032 |
| Primary APN | 24-25-34-202-032 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,113 sqft Living Area |
| 1st Floor Area | 741 sqft |
| Basement Area | 741 sqft |
| Unfinished Basement | 741 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,445 sqft (0.125 acres) |
| Lot Dimensions | 108 ft deep x 50 ft wide |
| Garage Area | 370 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 116 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 470 E TROY ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AI |
| Legal Description | T1N, R11E, SEC 34 THE LITTLE FARMS SUB E 1/2 OF LOT 221 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | THE LITTLE FARMS SUB |
| Legal Lot Number | 221 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 173500 |
Source: Oakland County records · APN 24-25-34-202-032
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 470 E TROY ST, FERNDALE, MI 48220-2852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 08, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 19, 2020 | Warranty Deed, Transfer RONNIE J BOJI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2024 · Amount on Record |
| Deed Sale | Dec 04, 2024 · Amount on Record |
| Prior Sale | Feb 08, 2021 · Amount on Record |
| Deed Document Number | 2024137357 |
| Deed Book / Page | 59849 / 710 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 08, 2021 |
| Property Address | 470 E TROY ST, FERNDALE, MI 48220-2852 |
| Document Number | 0000033708 |
| Book / Page | 55655 / 857 |
| Map Reference | LB 7 PG 29 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 33708 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2023 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,756.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 940 HENRIETTA ST, BIRMINGHAM, MI 48009-1969 |
| Name | Verified Name |
|---|---|
| Address | 3435 EDGEWOOD DR, ANN ARBOR, MI 48104-5225 |
| Document Number | 0000049597 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 55768/83 |
| Instrument | 49597 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 19, 2020 |
| Property Address | 470 E TROY ST, FERNDALE, MI 48220-2852 |
| Document Number | 0000119072 |
| Book / Page | 054379 / 000810 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 119072 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,118.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 940 HENRIETTA ST BIRMINGHAM MI 480091969, BIRMINGHAM, MI 48009-1969 |
| Document Number | 119073 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 054379/000812 |
| Instrument | 119073 |
| Name | RONNIE J BOJI |
|---|---|
| Address | 124 W ALLEGAN ST # 21ST, LANSING, MI 48933-1718 |
| Amount | Amount Recorded |
|---|
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,162.00 (-3.85%) Homeowner's exemption | $126,150 (+7.29%) | $252,300 (+7.29%) |
| 2024 | $6,409.00 (-1.78%) | ||
| 2023 | $117,580 (-3.32%) | $235,160 (-3.32%) | |
| 2022 | $6,525.00 (+28.32%) Homeowner's exemption | $121,620 | $243,240 |
| 2021 | $5,085.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 797 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNDALE serves 22,105 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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